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Mike Layton - Sr. Mortgage Loan Officer | NMLS# 322517 in Midlothian, VA

Mike Layton

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Sr. Mortgage Loan Officer | NMLS# 322517

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
5.0
(32)
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Reviews from Web
  • 5.0
    Encompass
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    Rachael P S
    Mechanicsville, VA
    Posted on July 6th, 2026 05:19 PM
    I've been using Mike as my lender for nesrly nearly 20 years and its always an easy, simple process. He truly cares beyond the numbers to do everything he can to make the process thr very best it can be.
    Reply from Mike Layton
    July 7th, 2026 02:23 PM
    Rachael, Thank you so much for your loyalty throughout the years. It was so great working with you again and I wish you all the best in your new home!
  • 5.0
    google
    R
    Rachael S
    Posted on July 6th, 2026 12:00 AM
    Mike Layton has received a review with 5 star rating from Rachael S
  • 5.0
    Encompass
    A
    Allyson L F
    Chester, VA
    Posted on June 20th, 2026 02:41 AM
    We felt like our home buying process was personal, and not just another name on an application. There was careful consideration, and honesty from start to finish!
    Reply from Mike Layton
    June 23rd, 2026 07:03 PM
    Honestly, you two were SUCH a joy to work with, I couldn't be happier for you both! CONGRATS!
  • 5.0
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    Allyson F
    Posted on June 20th, 2026 12:00 AM
    Mike is so kind, and honest! He walked us through every step with transparency. It was evident that he truly cared about our home buying journey!
    Reply from Owner
    July 3rd, 2026 12:00 AM
    I’m grateful for your kind words and your business. Feel free to contact me whenever you need assistance.
  • 5.0
    Encompass
    E
    Eric F
    Chester, VA
    Posted on June 16th, 2026 01:51 PM
    Mike was perfect throughout the entire process. We were first time home buyers, and we could not have asked for a better experience with him.
    Reply from Mike Layton
    June 16th, 2026 04:07 PM
    I'd like to extend the same sentiments to the two of you. I'm so glad everything went so smoothly and wish you all the best in your new home!
  • 5.0
    Encompass
    L
    Leslie M S
    Henrico, VA
    Posted on April 14th, 2026 04:24 PM
    Mike was proactive in his communication and was very honest and helpful about day-to-day mortgage rate changes during a time of high volatility. Mike is also so easy to work with which makes managing (what could be) a stressful process at a...
    read more
    Reply from Mike Layton
    April 21st, 2026 04:24 PM
    We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
  • 5.0
    google
    L
    Leslie S
    Posted on April 14th, 2026 12:00 AM
    Mike was proactive in his communication and was very honest and helpful about day-to-day mortgage rate changes during a time of high volatility. Mike is also so easy to work with which makes managing (what could be) a stressful process at a...
    read more
    Reply from Owner
    May 10th, 2026 12:00 AM
    Thank you for your kind words. I'm always here to provide exceptional service for all your mortgage needs.
  • 5.0
    Encompass
    G
    Glenn M P
    Newport News, VA
    Posted on April 1st, 2026 10:09 AM
    I would recommend Mike Layton to anyone looking for a mortgage!
    Reply from Mike Layton
    April 1st, 2026 01:13 PM
    Thank you Glenn. You know I love working with you two!
  • 5.0
    Encompass
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    William L B
    Sandston, VA
    Posted on March 27th, 2026 02:51 PM
    Mike, It is great working with you as you already know all my information which makes getting things going is easier for sure.
    Reply from Mike Layton
    March 30th, 2026 12:58 PM
    Thank you so much for your repeat business and positive review. I always enjoy working with you two!
  • 5.0
    Encompass
    M
    Michael J W
    Chester, VA
    Posted on March 24th, 2026 09:00 PM
    Mike was great
    Reply from Mike Layton
    March 30th, 2026 12:56 PM
    Thank you! Always a pleasure working with you.
  • 10 of 32
    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    322
    /850
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 322517
    Disclaimer
    This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.