Mike Layton
Sr. Mortgage Loan Officer | NMLS# 322517
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
That him and his people was always there to answer any question and concerns we have.
The Communication the feeling that mr Mike care about us like family throughout the whole process. I really appreciated everything he did for us.
Reply from Mike Layton
September 2nd, 2026 09:03 PM
Thank you so much for allowing me to play a role in helping you to purchase your first home in Richmond! I genuinely wish you and your family all the best and many years of love, laughter and happiness in your new home! Please don't forget...
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Amazing guy. Best at what he does. If you need help with your Mortgage or getting one. Call Mr Mike Layton
Reply from Mike Layton
September 10th, 2026 04:23 PM
Your review is greatly appreciated. I’m excited to continue being your trusted lender for VA home loans, FHA loans, conventional loans and other mortgage solutions. I look forward to helping you again whenever you’re ready.
I've been using Mike as my lender for nesrly nearly 20 years and its always an easy, simple process. He truly cares beyond the numbers to do everything he can to make the process thr very best it can be.
Reply from Mike Layton
July 7th, 2026 02:23 PM
Rachael,
Thank you so much for your loyalty throughout the years. It was so great working with you again and I wish you all the best in your new home!
Mike Layton has received a review with 5 star rating from Rachael S
Reply from Owner
August 11th, 2026 12:00 AM
It was a pleasure being your local mortgage lender!
We felt like our home buying process was personal, and not just another name on an application. There was careful consideration, and honesty from start to finish!
Reply from Mike Layton
June 23rd, 2026 07:03 PM
Honestly, you two were SUCH a joy to work with, I couldn't be happier for you both!
CONGRATS!
Mike is so kind, and honest! He walked us through every step with transparency. It was evident that he truly cared about our home buying journey!
Reply from Owner
July 11th, 2026 12:00 AM
I’m grateful for your kind words and your business. Feel free to contact me whenever you need assistance.
Mike was perfect throughout the entire process. We were first time home buyers, and we could not have asked for a better experience with him.
Reply from Mike Layton
June 16th, 2026 04:07 PM
I'd like to extend the same sentiments to the two of you. I'm so glad everything went so smoothly and wish you all the best in your new home!
Mike was proactive in his communication and was very honest and helpful about day-to-day mortgage rate changes during a time of high volatility. Mike is also so easy to work with which makes managing (what could be) a stressful process at a...
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Reply from Mike Layton
April 21st, 2026 04:24 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
Mike was proactive in his communication and was very honest and helpful about day-to-day mortgage rate changes during a time of high volatility. Mike is also so easy to work with which makes managing (what could be) a stressful process at a...
read more
Reply from Owner
May 11th, 2026 12:00 AM
Thank you for your kind words. I'm always here to provide exceptional service for all your mortgage needs.
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About
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 322517
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