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Michael Smith - District Sales Manager in Roseville, CA

Michael Smith

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District Sales Manager

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Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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Reviews from Web
  • Encompass
    R
    Robert D C
    KENT, WA
    Posted on December 19th, 2025 06:13 PM
    Early and often communication . Personal customer servic .
    Reply from Michael Smith
    December 26th, 2025 06:14 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Encompass
    R
    Richard D B
    GLENDALE, AZ
    Posted on August 27th, 2023 07:48 PM
    fast and quick
  • Encompass
    R
    Raymond E
    BUCKEYE, AZ
    Posted on April 4th, 2021 01:08 PM
    Overall experience was great!
  • Encompass
    B
    Brian J
    CLERMONT, FL
    Posted on March 13th, 2021 01:43 PM
    This is my second refi with Mike and his team. Patience, understanding and thoroughness throughout; keep Mike and the team my number one selection. Excellent experience and an easy referall when asked!
  • Encompass
    P
    Pamela J
    Wheat Ridge, CO
    Posted on December 21st, 2020 07:15 PM
    This process has been going on for four months. It took us three months to close on our primary home and I just got the paperwork for our secondary home (after a four month long process)and all the numbers are totally different than what we...
    read more
  • Encompass
    M
    Michael R
    ELK GROVE, CA
    Posted on December 5th, 2020 01:55 PM
    Very professional service and constant updates on the status of my refinance.
  • Encompass
    J
    James C
    Rocklin, CA
    Posted on November 10th, 2020 06:44 PM
    Michael Smith is the best! We went through LoanPal because of Michael Smith. He had helped us several years ago, prior to LoanPal. With the combination of Michael Smith and LoanPal we had a winning team that made our refinance fast and easy!...
    read more
  • Encompass
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    Robert E
    SAN JOSE, CA
    Posted on October 3rd, 2020 01:32 PM
    Got loan
  • Encompass
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    Jessica M
    Thatcher, AZ
    Posted on September 21st, 2020 02:57 AM
    Best, hassle free loan experience!
  • Encompass
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    Jessica M
    Thatcher, AZ
    Posted on September 21st, 2020 02:55 AM
    Best hassle free loan experience!
  • 110 of 12
    About
    Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience. We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #210129
    Disclaimer
    GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Alabama Consumer Credit License 22277, Arizona – NMLS #30336; Arizona Mortgage Banker License #0935960, California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4170047, Colorado – NMLS #30336 Regulated by the Division of Real Estate. Mortgage Company Registration, Connecticut – NMLS #30336 Connecticut Mortgage Lender License # ML-30336, D.C. – Mortgage Lender License #MLB30336, Money Lender License #ML30336, Delaware Lender License 018071, Georgia – Georgia Department of Banking and Finance Georgia Mortgage Lender License #42733, Florida – NMLS #30336 Florida Mortgage Lender Servicer License # MLD898, Hawaii – Hawaii Mortgage Servicer License #MS136, Mortgage Lender License #HI-30336, Idaho – Idaho Mortgage Broker/Lender License # MLB-8279, Indiana – Indiana-DFI First Lien Mortgage Lending License, Indiana-SOS Loan Broker License, License # 30336 License # 28067, Kansas – NMLS #30336 Kansas licensed mortgage company License # MC.0025206, Maine – Supervised Lender License # 30336, Maryland – Mortgage Lender License # 21172, Minnesota – Minnesota Residential Mortgage Originator License, License # MN-MO-30336, Minnesota Residential Mortgage Originator License Other Trade Name #30336.1, Minnesota Residential Mortgage Originator License Other Trade Name #30336.2, Missouri – MO Company Registration NMLS# 16-2269; 435 Nichols Road, Suite 200, Kansas City, MO 64112-2006, Nevada – Nevada Mortgage Banker License # 3919, Nevada Broker License #4260, New Jersey – Licensed by the N.J department of Banking and Insurance NMLS# 30336; New Jersey Residential Mortgage Lender License NMLS# 30336, New Mexico – New Mexico Mortgage Loan Company License NMLS# 30336, North Carolina – North Carolina Mortgage Lender License NMLS# 30336, License# L-165599, Ohio – Ohio Mortgage Loan Act Certificate of Registration #SM.501942.000, Ohio Mortgage Broker Act Mortgage Banker Exemption MBMB.850271.000, • Oklahoma Mortgage Lender License ML010697; Oklahoma Mortgage Lender License #1 ML010696; Oklahoma Mortgage Lender License #2 ML010897, Oregon – #30336 Oregon Mortgage Lender License #ML-3256, Pennsylvania – PA Mortgage Lender License #52769, South Carolina – South Carolina Board of Financial Institutions Mortgage Lender/Servicer License #MLS-30336, Mortgage Lender/Servicer License #MLS-30336 OTN #1, Mortgage Lender/Servicer License #MLS-30336 OTN #2, Tennessee – Tennessee Mortgage License #125485, NMLS# 30336, Texas – Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336, Utah – Utah DRE Mortgage Entity License 6967176, Utah DRE Mortgage Entity License Other Trade Name#1 #9572003, Utah DRE Mortgage Entity License Other Trade Name#2 #9573336, Virginia Broker License, Virginia Lender License, Washington Consumer Loan Company License #CL-30336; and Wisconsin Mortgage Broker License #30336BR NMLS ID #30336. www.nmlsconsumeraccess.org