Mike Saunders
Sr Mortgage Lender
With over 20 years of experience as a Senior Mortgage Lender, Mike helps clients nationwide find the right loan for their needs. He specializes in VA, Conventional, FHA, and First-Time Homebuyer programs and is known for his honest, transpa... Show More
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Reviews from Web
Mike did a great job of following up and making the process easy.
Reply from Mike Saunders
September 12th, 2026 12:22 AM
It's fantastic to hear your positive feedback, Paul. I am pleased to know that I was able to make the process easy for you at First Federal Bank. Thank you for your business! - Mike Saunders
Always communicated well and quickly ❤️
Reply from Mike Saunders
September 12th, 2026 12:22 AM
It was a pleasure to work with you Pamela. I'm glad we could help! Thank you for your business!
responsive and professional, good rate!
Reply from Mike Saunders
September 12th, 2026 12:22 AM
It was a pleasure working with you Yanling and congrats again on the new home!
Mike was very responsive to all questions we had, very professional. The loan application was smooth, no issues at all. Their rate is lower than average numbers on the market, we are happy with it.
Reply from Mike Saunders
September 12th, 2026 12:22 AM
Congratulations to you both Bella! It was a pleasure working with you!
Mike was very responsive to all questions we had, very professional. The loan application was smooth, no issues at all. Their rate is lower than average numbers on the market, we are happy with it.
Reply from Owner
August 22nd, 2023 12:00 AM
Congratulations to you both Bella! It was a pleasure working with you!
We were originally using a different lender, until we reached out to Mike and he was able to secure us a significantly lower interest rate! Super smooth process, and we were able to close early. Would highly recommend!
Reply from Owner
August 15th, 2023 12:00 AM
Congratulations on the new house Brennah! It was a pleasure working with you both!
Responsive and helpful despite several unexpected bumps in the road
Reply from Mike Saunders
September 12th, 2026 12:22 AM
Thank you, Henry! It was a pleasure helping you with your banking needs. I'm glad that we were able to overcome the unexpected bumps in the road together.
Mike either anticipated my questions by providing me with information or was able to answer my questions in a timely fashion. Mike was always courteous and patient even when there were changes that needed to be made and still got us to closing...
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Reply from Mike Saunders
September 12th, 2026 12:22 AM
Congratulations on the new home Thomas! It was a pleasure working with you and thank you for your business!
I had never heard BNC Bank (now First Federal Bank) before and was a little hesitant. I thought we should go with a big name that you see everywhere but after further research, and reading all the reviews of Mike, I knew I had to consider them...
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Reply from Mike Saunders
September 12th, 2026 12:22 AM
Congrats again on the new home Annette! It was a pleasure working with you all!
I had never heard BNC Bank (now First Federal Bank) before and was a little hesitant. I thought we should go with a big name that you see everywhere but after further research, and reading all the reviews of Mike, I knew I had to consider them...
read more
Reply from Owner
August 2nd, 2023 12:00 AM
Congrats again on the new home Annette! It was a pleasure working with you all!
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About
With over 20 years of experience as a Senior Mortgage Lender, Mike helps clients nationwide find the right loan for their needs. He specializes in VA, Conventional, FHA, and First-Time Homebuyer programs and is known for his honest, transparent approach to lending. His focus on clear communication and exceptional service has earned him the trust of borrowers across the country. Originally from west-central Missouri and a graduate of Northwest Missouri State University, Mike enjoys spending his free time with family and friends, out on the lake, or exploring the outdoors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
Mortgage Planning
VA Interest Rate Reduction Loans
First Time Homebuyer Programs
Veteran Home Purchase Loans
Cashout Refinancing for Debt Consolidation
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Positions
- First Federal Bank Mortgage Lenders - Sr. Mortgage LenderMay 4th, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #420811
Gallery
Hobbies
- Fishing
- Kayaking
- Watching sports
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Disclaimer
BNC National Bank’s Mortgage Division is now First Federal Bank Mortgage Lenders. Our commitment to you and your home buying needs remains the same. My phone number remains the same. Thank you for your continued business.