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Mike Niarchos - Mortgage Consultant in Osterville, MA

Mike Niarchos

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Mortgage Consultant

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University of Massachusetts Lowell
University of Massachusetts Lowell
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Company Logo
University of Massachusetts Lowell
University of Massachusetts Lowell
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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Reviews from Web
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    Gina C
    Somerset, MA
    Posted on July 7th, 2026 01:37 PM
    How smoothly the process was
    Reply from Mike Niarchos
    July 7th, 2026 05:15 PM
    Gina, I'm pleased to hear that the process went smoothly for you. Thank you and Travis for trusting me and Prosperity Home Mortgage with your purchase. Congratulations on your new home !
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    Alison S
    Weymouth, MA
    Posted on July 5th, 2026 12:34 AM
    Mike is the best he's very knowledgeable took the time to answer any of my questions and helped me through every step of the way. I would highly recommend him to anyone needing a loan
    Reply from Mike Niarchos
    July 6th, 2026 12:49 PM
    Alison, thank you for your kind review and the 5-star rating! I'm glad I could assist you through every step of the loan process and answer all your questions. Your recommendation means a lot to me. Congrats again !!!
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    Peter D
    East Bridgewater, MA
    Posted on June 2nd, 2026 04:24 PM
    Mike made this whole experience great! he was patient with me while I was getting all my documents together but also on top of it and not letting me or anything fall behind. As a person who is not the best with paperwork it was a stressful...
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    Reply from Mike Niarchos
    June 2nd, 2026 04:41 PM
    Peter, I'm so glad to hear that you had a positive experience with me and felt supported throughout the process. It's important to me that even the most stressful parts, like handling paperwork, are manageable for my clients. My number one...
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    Lisa W
    Plymouth, MA
    Posted on April 6th, 2026 04:50 PM
    Mike is extremely knowledgeable and efficient. He kept us in the loop the entire process and made sure we understood everything happening. I can't say enough good things about our experience with Mike, he's the best.
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    Reply from Mike Niarchos
    April 6th, 2026 08:12 PM
    I'm truly grateful for your feedback, Lisa and Jimmy. Being knowledgeable, efficient, and keeping you informed is something I strive for. Additionally, making sure you guys are completely satisfied throughout the purchase process is always...
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    Freyda C
    Abington, MA
    Posted on March 26th, 2026 04:51 PM
    great information and fast to answer all my concerns as a house buyer. Thanks very much and appreciate all the help . Good luck
    Reply from Mike Niarchos
    March 26th, 2026 06:27 PM
    I'm pleased to have been able to assist you throughout your home buying process, Freyda. Your positive comments about the information provided and responsiveness mean a lot to me. I'm glad I could address your concerns effectively. Thank you...
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    Margaret S
    Marshfield, MA
    Posted on February 27th, 2026 08:37 PM
    Mike was very responsive to our needs. I would recommend him to my friends
    Reply from Mike Niarchos
    February 27th, 2026 11:42 PM
    Your recommendation means a lot, Tom and Margaret. I'm glad I could be responsive to your needs throughout the refinancing process. Please feel free to reach out if you or your friends need assistance in the future. Thank you for your trust!...
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    Euclid J
    MASHPEE, MA
    Posted on January 21st, 2026 04:23 PM
    Mike was very patient and detail-oriented. He was a trusted partner and collaborated me with me throughout the process.
    Reply from Mike Niarchos
    January 21st, 2026 05:33 PM
    It's great to hear that you felt supported and well-informed through the process, Euclid. Patience and attention to detail are important to me, and as we discussed a few times, I always strive to be a reliable partner for my clients. If you...
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    Holly C
    EAST FALMOUTH, MA
    Posted on January 2nd, 2026 03:24 PM
    Mike was responsive and helpful.
    Reply from Mike Niarchos
    January 2nd, 2026 06:37 PM
    I appreciate you taking the time to share your experience, Holly. I'm glad to hear that you found my responsiveness and assistance helpful during the refinancing process. If there's anything else you need or further questions arise, feel free...
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    Annie L
    Braintree, MA
    Posted on November 5th, 2025 06:21 PM
    Mike was very knowledgeable and responsive. He makes the process seamless and worried free.
    Reply from Mike Niarchos
    November 5th, 2025 08:31 PM
    I'm glad to hear you had a positive experience Annie :) Making the process seamless and worry-free is always my goal, and I'm pleased that my efforts were helpful to you both. Thank you for sharing your feedback. If you have any future needs...
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    Brian O
    Kingston, MA
    Posted on September 12th, 2025 02:03 PM
    Mike was very responsive! He made the process very clear and understandable for a first-time home buyer.
    Reply from Mike Niarchos
    September 12th, 2025 03:31 PM
    Thank you Brian, congratulations again to you and Meaghan on the purchase of your first home. I really appreciate your business and loved helping you both throughout your purchase process. Best of luck to you both in your next chapter :)
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    About
    Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA and VA Loans
    First-time Homebuyer Loans
    Purchase and Refinance Loans
    Non-Agency (Non QM) Loans
    DSCR Loans
    Second/Vacation home Loans
    Investment Property Loans
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    Education
    • University of Massachusetts Lowell
      Business Administration and Management
      Bachelor of Applied Science (BAS)
      University of Massachusetts Lowell logo
    Memberships
    • South Shore Realtors Association member
    • The Glades Golf Community Association
    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLSR #22385
    Gallery
    Mike Niarchos - Gallery Photo
    Mike Niarchos - Gallery Photo
    Awards
    Circle of Excellen...
    Achievements
    • 2019, 2020, 2021, 2022 Circle of Excellence Winner
    Hobbies
    • Golf
    • Tennis
    • Kayaking
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.