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Michael Murgatroy at CrossCountry Mortgage
Originating Branch Manager | NMLS #60099

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Great Team! Always looking out for clients!
Reply from Michael Murgatroy at CrossCountry M...
March 23rd, 2026 01:59 AM
Eric, I appreciate your positive feedback. I'm glad to hear you felt well-supported by the team. Ensuring that my clients feel valued and informed is very important to me. Thank you for recognizing our efforts!
Mike is very easy to communicate with and helpful. Will continue to reccomend Mike and his team to all of my clients.
Reply from Michael Murgatroy at CrossCountry M...
March 9th, 2026 01:30 AM
Elizabeth, I'm glad to hear that you found it easy to communicate with me and that my assistance was valuable. Your willingness to recommend me and my team to your clients is greatly appreciated. Thank you for your support!
Mike and his team are such a pleasure to work with. I never have to worry about a thing when my clients are being taken care of with them. They are always available and have been 100% satisfied for years.
Reply from Michael Murgatroy
March 9th, 2026 01:30 AM
I'm glad to hear about your confidence in how me and my team handle your clients, Cyndi. Knowing that we've been able to provide such consistent support and availability is important to me. I value the longstanding satisfaction you've experienced...
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Michael is knowledge and personable. A joy to work with!
Reply from Owner
March 3rd, 2026 01:17 PM
Thank you for the kind words Marc, we appreciate it!
This was the third transaction we have worked with Michael and team on. They make the entire experience smooth, easy and stress free. The process is very transparent and communication is phenomenal. Thank you Michael and team for another great...
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Reply from Michael Murgatroy
February 27th, 2026 07:30 PM
I truly appreciate your kind words, Jessica. It's gratifying to know that you found the experience smooth and stress-free once again. Consistent communication and transparency are key priorities in my work, so it's great to hear this made a...
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The instructions aren't always clear. The language was more attorney friendly than layperson . That is about it!
Reply from Michael Murgatroy
February 23rd, 2026 08:23 PM
Thank you for your input, Eddie. I understand how important clear communication is and am sorry to hear that the instructions felt more complex than intended. Ensuring my explanations are accessible to everyone is a priority, and your feedback...
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I just finished a refinance with the Murg team at Cross Country Mortgage in western Massachusetts. Using a company based in another state was no obstacle. They were able to coordinate all aspects of the refinance seamlessly using local resources....
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Reply from Owner
February 13th, 2026 02:35 PM
Thank you for your kind words and recommendation, Josh. We are thrilled to hear about your positive experience with our team. Thank you for advocating our services to others especially our give back to heros.
When we began our search for a new house we knew we needed to put together a good team of professionals to help us. My son suggested we contact Mike to help with the financing aspect of our search. He had used Mike multiple times over the years...
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Reply from Owner
February 11th, 2026 09:29 PM
Thank you so much for your kind words, Vince. We really appreciate you taking the time out to share your experience with us.
Mike and his team are on the ball. When you are looking for financing you want follow up, execution and someone to move the process along. That’s what we got with Mike with our home equity loan request.
Reply from Owner
February 10th, 2026 10:27 PM
Thanks Bill! It was our pleasure to guide you on all you options and future scenarios to consolidate your home equity line of credit assuming it makes financial sense.
I was fortunate to work with Mike Murgatroy and his team at CrossCountry Mortgage on a first-time homebuyer purchase, and it was smooth from start to finish. Mike is A+ when it comes to communication and professionalism and was great to work...
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Reply from Owner
February 4th, 2026 07:17 PM
We sincerely appreciate your positive feedback regarding working with our team. Thank you for taking the time to share your experience. We look forward to assisting you again soon.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #60099 | Branch NMLS #1623515
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 15th, 2022 - Current
Memberships
- NMLS
- MBA
- Better Business Bureau
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- 60099
Awards
Achievements
- Scotsman Top Originator since 2013
Hobbies
- Pickleball
- Gator Athletics
- Health & Fitness
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095