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Mike Lynch at CrossCountry Mortgage
Originating Branch Manager | NMLS #230189

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Redding, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
My wife and I are very happy with our experience with CrossCountry Mortgage. We are both first time house buyers, so naturally we were feeling a mix of emotions at the beginning. Mike, Gayle, and Holly were all so friendly and helpful through...
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Reply from Mike Lynch
December 2nd, 2025 10:09 PM
We're pleased to know that you and your wife had a positive experience purchasing your first home with CrossCountry Mortgage, Justin. It's great to hear that Mike and Gayle could guide you through the process and support you step by step. Understanding...
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We had such a great experience with Mike and Gayle. They were helpful and informative in our home search during the months leading up to the escrow, and they stayed on top of everything throughout the transaction. They were very knowledgeable...
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Reply from Mike Lynch
December 2nd, 2025 10:08 PM
It's great to hear about your positive experience with Mike and Gayle throughout your home search and escrow process, William. Their dedication to staying informed and providing the necessary guidance is a reflection of our commitment at CrossCountry...
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Mike, Gayle & Holly are always ready to help. They prepare my buyers well for the lending process, explain the process thoroughly and most off all get the loan closed! Their years of combined experience make them excellent problem solvers,...
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Reply from Mike Lynch
December 2nd, 2025 10:08 PM
Thanks for highlighting the efforts of Mike, Gayle, and Holly. We're glad to know that their expertise and dedication have provided a seamless experience for your buyers. It's important to us that our team guides clients well and efficiently...
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The Cross Country team made home purchase less stressful. Answering all questions , they informed me of next items to complete every step of the way in a friendly, knowledgeable, courteous manner. As local business owner of REJUVENATE POOLS...
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Reply from Owner
November 4th, 2023 10:12 PM
Wendy and Gary, Thank you for leaving such a positive Google review. We are so happy for you and your family and grateful that you had a great experience in how we helped you finance your new home. Buying a home can be stressful and we are...
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The Cross Country team made home purchase less stressful. Answering all questions , they informed me of next items to complete every step of the way in a friendly, knowledgeable, courteous manner. As local business owner of REJUVENATE POOLS...
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Reply from Mike Lynch
December 2nd, 2025 10:07 PM
We appreciate your kind feedback, Wendy. It's great to know that our team's friendly, knowledgeable, and courteous approach helped make your home purchase process smoother and less stressful. Thank you for considering referring your clients...
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I enjoyed working with the team at Crosscountry Mortgage! Would highly recommend them!
Reply from Mike Lynch
December 2nd, 2025 10:07 PM
We appreciate your kind and honest review, Alex!
Mike and his team were awesome to work with. Mike made the transaction stress free and followed through on every commitment. Great resource to have in your corner before, during and after the buying process.
Reply from Owner
November 4th, 2023 09:56 PM
Jack, Thank you so much for taking the time to leave such a strong Google review! Welcome back!We know that moving from oce town to another can big adjustment, especially with a little one in tow. We're honored that you chose to trust us during...
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Mike is really friendly and was an amazing professional when walking my husband and I through our loan process.
Reply from Owner
August 18th, 2023 09:44 PM
Thank you Courtney. We appreciate your trust in us to help you.
Mike and Gayle at Cross Country Mortgage are incredible people to work with. Very knowledgeable, doesn't cut corners, very responsive and have the highest ethics and integrity. I would trust them with all of my home purchasing needs. They are...
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Reply from Owner
August 18th, 2023 09:45 PM
Thank you Tim. We are humbled by your endorsement and support.
If I could give zero stars I would, this guy is a joke. His communication skills are absolutely horrendous, and always finding ways to make excuses for why he can’t start working on a loan. I called him to tell him I wanted to end all business...
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Reply from Owner
August 1st, 2023 11:34 PM
“Chris, we pride ourselves on excellent communication, we are disappointed that you felt our communication was unsatisfactory. The last time you and I spoke was August of 2022. You shared with me your seasonal job with a local park service...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Redding, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #230189 | Branch NMLS #2464364
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerJan 2nd, 2023 - Current
Memberships
- Shasta Association of Realtors
- Siskiyou Association of Realtors
- Anderson Rotary
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 230189
Hobbies
- Mountain Bike Riding
- Road Cycling
- Swimming
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095