Mike Grace

With more than 42 years of mortgage lending experience, I’ve built my career on helping homebuyers and homeowners find the financing that best fits their unique goals. I offer a broad range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, Non-QM, construction, and specialty loan programs, allowing me to match the right loan with the right borrower. I believe that homeownership is one of the greatest opportunities available, and I’m committed to helping every qualified buyer achieve the American Dream. Whether you’re purchasing your first home, refinancing, or have a unique financial situation, I’ll work tirelessly to explore every available option. My approach is simple: I don’t believe in giving up on borrowers. When others say “no,” I hear “go.” That’s when I go to work—leveraging decades of experience, in-depth product knowledge, and creative problem-solving to find the mortgage solution that’s right for you. Every borrower deserves honesty, responsiveness, and an experienced advocate. My goal is to make the mortgage process as straightforward as possible while providing expert guidance from application to closing. If there’s a way to get your loan done, I’ll do everything I can to find it.