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Get found as the Top Mortgage Loan Officer in Porterville, CA

Mike Garay - Mortgage Loan Originator | NMLS ID# 249941

Mike Garay

Mortgage Loan Originator | NMLS ID# 249941

Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our... Show More
Mortgage
Mortgage Loan Officer
Contact Info
(888) 701-4512
Porterville, CA
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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5 Star
95%
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5%
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Reviews from Web
  • Zillow
    M
    Maria B
    Posted on June 29th, 2019 09:54 PM
    I had always been kind of reluctant to buy a home, but thanks to Mike and his team the process went a whole lot smoother than I thought it would. I witnessed many friends and family feel lost, stressed, scared, and just a mess during their...
    read more
  • Zillow
    A
    Alicia C
    Posted on May 15th, 2018 04:40 AM
    I tried to refinance twice and was told I did not qualify. All I wanted to do was to consolidate all my debts into one. Therefore I would only have one payment. I didn't understand why I didn't qualify since I was able to pay my debts every...
    read more
  • Zillow
    K
    Karen G
    Posted on May 14th, 2018 11:13 PM
    Michael and his team were a pleasure to work with. My situation was not an easy one to finance and they were able to help me and find me very favorable terms. I would highly recommend them to anyone.
  • Zillow
    F
    Fernsaldivar84
    Posted on May 11th, 2018 04:30 PM
    I had worked with Michael for at least two years. The only reason it took that long was because I had filed for bankruptcy. But Mike guided me through the whole process told me what I needed to do to improve my credit and I was able to get...
    read more
  • Zillow
    A
    Alicia M
    Posted on May 9th, 2018 10:38 PM
    Mr. Garay made my new home purchase quick as easy. He walked me through the loan process and responded quickly and politely with all questions I had. I would highly recommend him to any home buyer.
  • Zillow
    W
    Wifey1990
    Posted on October 19th, 2017 05:05 AM
    Thank you Mike. You exhibited a great amount of knowledge and patience during our home buying process. Even during our moments of heavy sighs you kept the process upbeat. We appreciated your quick responses to our many calls, texts and email....
    read more
  • Zillow
    I
    IsmaelCarrillo8
    Posted on March 21st, 2017 05:55 PM
    I am a first time buyer and have been working with Michael Gray for over a year yes i was a project but having Michael as a loan officer made everything easy and understanding.From the very start he was clear, organized and full of answers...
    read more
    Reply from Michael Garay
    March 22nd, 2017 06:42 PM
    Ismael, after reading this my jaw dropped in amazement and gratitude. Thank you for your kind words. It means a great deal to me to be able to have helped you and two of your fellow co-workers. Working with you over the past year or so means...
    read more
  • Zillow
    J
    Jrge E
    Posted on March 17th, 2017 11:48 PM
    Mike did an excellent job in putting together our financing for an REO purchase. I was kept in the loop throughout the whole process. Mike was upfront with us and responsive. I'm satisfied with my loan terms and felt Mike was a good advocate...
    read more
    Reply from Michael Garay
    March 20th, 2017 10:23 PM
    Thank you, Jorge. I'm proud to have been able to help you and your wife. You are one of my FAVORITE clients. I'm excited to see what the future holds for you.
  • Zillow
    C
    Canduyc
    Posted on December 15th, 2016 05:52 AM
    I really like doing our refinancing our property, with Mr Garay and his business,he is very well proffecional. I defenily I' kl recommend him to every body. Thank you so much
  • Zillow
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    Familymartinez596
    Posted on February 3rd, 2016 04:48 AM
    Hi my name is Jose. Michael Help me buy my first house. He was very clear and always had time to answer any questions and doubts I had. He was always respectful and treated me as a good friend. Unlike my friends that went with somebody elseI,...
    read more
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    About
    Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services without ever uttering a word of Mortgage Mumbo Jumbo.
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    Positions
    • Planet Home Lending - Retail Branch Manager
      Jun 1, 2023 - Current
    Memberships
    • Knights of Columbus
    Addresses and Serving Areas
    Other Serving Areas
    Porterville, CA

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 249941