Michelle O'Rear
Branch Manager | NMLS#928910
At Hallmark Home Mortgage Powered by Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Michelle was great to work with. She explained everything clearly and was easy to communicate with!
Michelle and her team were so fast to respond to me about our refinance options. She communicated all the steps and we felt comfortable with all the information at each step.
Reply from Owner
August 18th, 2022 12:00 AM
Thank you for the wonderful review!!
I chose to close in under 30 days and Michelle was on top of things and worked closely with my Realtor. Michelle set me up with her 'team' for followups, needed docs etc, but I only worked with her and appreciated her understanding my needs...
read more
Reply from Owner
August 18th, 2022 12:00 AM
Thank you Jenna, I'm so happy to hear you are pleased with our service! Please reach out anytime if we can be of help again! Enjoy your new home!
WORK WITH MICHELLE O'REAR! She is great and will take the time to explain any questions you might have. I was a first time home buyer and she answered A LOT of questions. Flat Branch's team at this location was on top of things and extremely...
read more
Reply from Owner
March 17th, 2020 12:00 AM
Thank you for choosing our team to help get you home Joshua! We hope to be your lender for life!
We were originally referred to Michelle as we were looking to sell our home and buy or build (our plans changed a few times). We wound up being so impressed with how hard she worked for us we decided to use Flat Branch to refinance. She got...
read more
Reply from Owner
November 13th, 2019 12:00 AM
Thank you so much for the outstanding review Kevin! It was a pleasure to get to know both you and Andrea during the home buying/refinancing process. Please keep my number handy for any financing needs you may have in the future!
We completed a home purchase in July 2019 with Michelle O'Rear (@Flat Branch Home Loans) as our lender. She was upbeat, cheerful, and quick to respond to questions via text, e-mail or phone--even on weekends! If she didn't know an answer, she'd...
read more
Reply from Owner
October 17th, 2019 12:00 AM
Thank you Christa!! It was a pleasure getting to know both you and Jeff during the home buying process! It makes my heart so happy to hear your experience was Excellent!! All the Best in your new Home!
Michelle was wonderful. She received our loan and got working on it promptly. When she had all of our information she was able to get us closed in a week. She was kind, answered all questions we had. She got the best deal for our loan. We had...
read more
Reply from Owner
October 17th, 2019 12:00 AM
Thanks so much for the AMAZING Review Desi! Many Well Wishes for you and family in your new home! <3
Michelle and her team have been awesome for our family buying our first home. Michelle was very personable. She is quick to maintain contact and replied quickly to any questions we had, and boy did we have a lot!
Reply from Owner
October 2nd, 2019 12:00 AM
Congratulations Amber and Michael and girls! :) It was an absolute pleasure getting to know you all through the loan process. Please keep my number on speed dial for anything in future!
She was just so great & always answers her phone too. Had sone bad reps qho jist ignored me or world answer a week later but Michelle did a grest job & we just clicked from how nice she is too (:
Reply from Owner
October 2nd, 2019 12:00 AM
Thank you Alejandro and Gemima!! I am thankful to have clients like you!!
Love love love this lady! She communicated well through the whole process. She took the time to get to know me. She made me feel like a person, not just a number. She even remembered small details and was well prepared. She even brought books...
read more
Reply from Owner
October 2nd, 2019 12:00 AM
Wow Jessie!! Your kind words warm my heart! <3 Thank you so much! I look forward to staying in touch and being a resource for you going forward!
121–130 of 162
About
At Hallmark Home Mortgage Powered by Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Hallmark Home Mortgage, Powered by Fairway - Branch Manager, Mortgage Loan OriginatorOct 31st, 2021 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- Colorado
- Oklahoma
- Kansas
View All
Awards
Hobbies
- 3D Printing
- 3D Printing is a passion!
- Visiting New Places for Vacation with my family is also a passion.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures