

Michelle Merritt
Loan Originator | NMLS# 517375

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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This is the third time we have had the pleasure to work with Michelle and we couldn’t recommend her enough!She is the best person. She is extremely thorough and very detailed in the process. Communication is a top priority for me and she knocks...
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She always has great options available for my clients
Great explanation and professionalism. The most importantly kindness.
She was attentive, creative and went above and beyond to problem solve with a horrible transaction. She was amazing.
Friendly, helpful, questions answered, good communication, walked us through a second home purchase
Michelle is so personable and easy to work with. She is incredibly proactive, knowledgeable and dedicated. She kept me on track to meeting deadlines, always responsive and was available to answer all of my many questions. She truly made the...
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One thing that made my experience great was the quick responses to emails. It made me feel like my needs were important and that someone was always ready to help me out.
Michelle and her team have been amazing throughout the loan process. I was out of the country, which would have made this very difficult had it not been for the responsive, informative, and understanding nature that Michelle brought to the...
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I lacked knowledge or experience with refinancing and I felt like I could fully trust Michelle thru the entire process. Thanks Michelle!!!
I am so pleased with my experience getting a refinance with Luminate Loans! Michelle Merritt and her assistant, Annette, made the process easy, pleasant and quick. Their communication with me was great throughout the whole process. I highly...
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 517375
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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