Michelle Holley - WISE Home Lending Team
Mortgage Broker
With 27 years of experience in the mortgage industry, Michelle Holley is a seasoned professional dedicated to making home financing simple and stress-free. Known for building her business through referrals and strong industry partnerships, ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM
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Reviews from Web
My daughter and son-in-law leased my late husband's and my house In Fillmore, UT from me four years. Michelle was very helpful to them with suggestions, spent extra time working to get them to be able to finance it. She was always on time with...
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Reply from Owner
June 16th, 2026 09:43 PM
Thank you so much, Christina — I really appreciate your thoughtful review. It was a pleasure working with your daughter and son‑in‑law and supporting them through their purchase. Just to share a bit of context, as the loan officer I don’t set...
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Michelle was awesome. She was very knowledgeable, patient and helpful. Our home buying experience was a lot easier than we expected.
Reply from Owner
June 16th, 2026 09:44 PM
Thank you so much for your review! It was a pleasure working with you and I'm so happy that we were able to help you get into your home! :)
Awesome!! Michelle Holley and the Wise Lending team walked us through every step of the mortgage process with precision and exceptional care. Michelle found us the best lender/rate in a challenging environment. Thanks to the entire team!
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Reply from Owner
June 16th, 2026 09:45 PM
Thank you for your kind words Darrell! I sure enjoyed working with you both. Wishing you all the best in your new home!
Really prompt and took great care of us, even as the situation changed at the last minute. Really excellent.
Reply from Owner
June 16th, 2026 09:46 PM
Joseph, I appreciate your kind words and am glad to hear that you felt well taken care of, even with last-minute changes. Your positive feedback means a lot to me.
Michelle Holley - WISE Home Lending Team has received a review with 5 star rating from Toni K
Reply from Owner
June 16th, 2026 09:46 PM
Thank you Toni!
Michelle is incredibly patient, knowledgeable, and takes the time to thoroughly explain every step of the loan process. What really stands out is how clearly she breaks down all the financial details so that clients fully understand their options,...
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Reply from Owner
June 16th, 2026 09:50 PM
Thank you so much for your wonderful review. I truly appreciate your support and your kind words. I always aim to make the loan process easy to understand, and it means a lot to hear that reflected. Thank you again for the recommendation —...
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Michelle is an amazing loan partner to have! She goes above and beyond for all of her clients. She secured an extra $2500 grant for some VA. buyers of mine which made their homebuying dream a reality. 10/10. Can't wait to work with her again!...
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Reply from Owner
June 16th, 2026 09:52 PM
Thank you so much for the wonderful review. It was great working together, and you did a fantastic job advocating for your clients — especially negotiating an entirely new roof for them!! That made such a huge difference. I truly appreciate...
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Michelle worked with me for over 3+ years in a very difficult buying market. She truly is committed to getting the job done right, on time and at the best rate.
Thanks Michelle!
Reply from michelle holley
July 31st, 2024 08:38 PM
Thank you Gustav! I'm so excited for you and this new chapter in your life. Enjoy your home!
Michelle and Stacy rock
Reply from michelle holley
July 31st, 2024 08:38 PM
Thank you Dylan! You and Shayla rock as well :) I'm so excited for you both, enjoy your new home!
Michelle has great communication skills, giving updates frequently, mentioning Fridays she was going to be working on weekends, reviewing numbers with clients, and making sure numbers were going to work for them. Thank you Michelle for your...
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Reply from michelle holley
July 31st, 2024 08:38 PM
Thank you for your kind words Vania. It was a pleasure working with you. I also appreciate your communication and hard work for our mutual clients.
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About
With 27 years of experience in the mortgage industry, Michelle Holley is a seasoned professional dedicated to making home financing simple and stress-free. Known for building her business through referrals and strong industry partnerships, Michelle offers competitive rates and a wide range of mortgage products customized to meet your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
USDA Loans
Home Equity Loan
Specialities
Conventional
VA
USDA
FHA
HELOC
Second Mortgages
Mortgage Loans
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Memberships
- Nationwide Mortgage Licensing System (NMLS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 248411
- DRE #5489021
Gallery
Hobbies
- Outdoors
- Camping
- Gardening
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Disclaimer
© 2025 Arbor Financial Group. NMLS Entity ID #236669. DRE #01845041. All rights reserved.