

Michele MacDonald
Loan Officer | NMLS #588520


Pennsylvania State University
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Michelle was great and very helpful and knowledgeable during the entire process.
Reply from Michele MacDonald
February 26th, 2026 07:39 PM
Thank you for your thoughtful review, Heidi. I'm glad to hear that you found the process helpful and that my knowledge was beneficial to you. Supporting you throughout every step is important to me, and I'm pleased it made a positive difference...
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Michele was very personal and cared about making sure everything was clear before
Reply from Michele MacDonald
February 24th, 2026 09:59 PM
Congratulations Hoyt ! It was
my pleasure working with you and Tori. Let me know if I can help you in the future . I’ll
be in touch !!
Michele was super helpful each step of the process. She was also very patient with us. She answered all of the many questions that we had and made it very easy!! Thanks so much!
Reply from Michele MacDonald
February 23rd, 2026 05:13 PM
I’m grateful for your kind words, Justin. I’m pleased that you found the process understandable and appreciated my patience and support. Answering all your questions is an important part of what I do, and I’m happy to hear it was helpful to...
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Literally saved us! So grateful!
Reply from Michele MacDonald
February 7th, 2026 04:09 PM
It was meant to be ! If the right people didn’t know each other we probably wouldn’t have connected. I’m grateful for your trust in me ans in HMA Mortgage . and If there's anything else you need, feel free to reach out!!
Michele was very proactive and had to deal with us making many different decision. She was creative in coming up with a solution. She always responded immediately to phone calls and emails.
Reply from Michele MacDonald
February 3rd, 2026 04:02 PM
Neal its always a pleasure working with you! I value your trust in me as your lender over the years. Let's stay in touch!
As first time homebuyers, Michele and her team were amazing to work with! They explained the process and answered our "silly" questions without making us feel belittled . After our loan was submitted to underwriting, we had to pivot and switch...
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Reply from Michele MacDonald
January 26th, 2026 03:49 PM
Levi, I'm pleased to hear that working with me and my team was a positive experience for you as first-time homebuyers. I'm glad we could explain the process clearly and address all your questions comfortably. Navigating changes like switching...
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"Exceptional customer service! Michele is a true asset and wonderful addition to Valor Real Estate Services, LLC. Professional, responsive, and genuinely caring — thank you for raising the bar!"
Reply from Michele MacDonald
January 15th, 2026 02:05 AM
It's rewarding to hear your perspective, Marian. Your recognition means a lot, and I look forward to continuing to support you and your agents on helping many families in the future ….one set of keys at a time !! Thank you for your thoughtful...
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Great! Thank you!
Reply from Michele MacDonald
December 30th, 2025 01:47 AM
I'm glad that we ended up working together on this transaction ! Looking forward to many more !!
Michelle ket us the loop through the entire process of pre approvals and finally helping us with our mortgage for our new house
Reply from Michele MacDonald
December 30th, 2025 01:49 AM
I’m happy to have gotten to work with you again! Ensuring you're informed every step of the way is important to me. Thank you for choosing HMA Mortgage for such a significant milestone. You and Renae take care!
Michele was very responsive to questions and advocated for my specific needs in my finacing process.
Reply from Michele MacDonald
December 21st, 2025 05:27 PM
It's wonderful to hear that I could respond to your questions promptly and support you during the financing process Reannah ! Congratulations on your new home and thank you for sharing your experience with me at HMA Mortgage !
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, USDA, VA, Renovation, Leadoff Cash Offer Program, Trade in Mortgage
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Education
- Pennsylvania State University

Memberships
- BNI , Meadville Chamber of Commerce Ambassador
- BNI Flagship Member Erie , PA
- Meadville Area Chamber of Commerce Member
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Addresses and Serving Areas
Primary Serving Area
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #588520
Hobbies
- Exercise, Gardening, DIY Home Projects! Cooking
- Cooking , Traveling , Exercise, Gardening
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity