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Michael Zachman at CrossCountry Mortgage
Originating Branch Manager | NMLS #1682867

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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Reviews from Web
Fairly painless. My loan officer was attentive and always answered his phone or returned my calls. Communication is the key to everything.
Reply from Michael Zachman at CrossCountry Mor...
April 23rd, 2026 12:42 PM
I'm glad to hear that communication was a strong point during your experience, Joseph. Being attentive and responsive is important to me, and I appreciate you acknowledging that. If you have any further questions or need assistance, feel free...
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issues with the bridge loan with the property being in a trust
Reply from Michael Zachman at CrossCountry Mor...
April 20th, 2026 04:28 PM
Hi Dwayne, thank you for your feedback. Yes, we has to remove it from the trust to close the bridge loan, however I think its important for our readers to know that we did close this bridge loan, on time, and I paid for the lawyer to draft...
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I had an excellent experience working with Michael throughout my loan process. From start to finish, he was professional, knowledgeable, and always available to answer any questions I had. He made what could have been a stressful process feel...
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Reply from Owner
April 20th, 2026 04:23 PM
I'm thankful for your kind words, Yalco. It's great to know that you felt supported and confident throughout the loan process. I always aim to provide clarity and responsiveness, so I'm pleased to hear that it made a difference for you. If...
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I had an excellent experience working with Michael throughout my loan process. From start to finish, he was professional, knowledgeable, and always available to answer any questions I had. He made what could have been a stressful process feel...
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Reply from Michael Zachman at CrossCountry Mor...
April 20th, 2026 04:21 PM
Edilberto, I appreciate your thoughtful review and am glad to hear that your loan process was smooth and straightforward. It's important to me that clients feel confident in their decisions, and I'm pleased I could provide the support and clarity...
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Michael was very prompt when responding to questions and was very transparent and patient, especially with the Title Company......
Reply from Michael Zachman
April 20th, 2026 03:33 PM
I'm pleased to hear that you found my communication prompt and transparent, Phyllis. Your patience and understanding throughout the process were greatly appreciated, especially when coordinating with the Title Company. If there's anything else...
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Michael,
Thank you so much for taking great care of us. You and your team are world class and I appreciate the relationship both professionally and personally. Cheers and I know we will work together again.
--Pete
Reply from Michael Zachman
April 15th, 2026 05:54 PM
I'm grateful for your kind words, Peter. It's been a pleasure working with you, and I'm pleased to hear that you value both our professional and personal relationship. I look forward to our next collaboration. Cheers!
Michael and his team were phenomenal. They were very kind and patient wih us. They kept us informed through every step of the loan process and gently nudged us when were slow to respond. I would work with them anytime and will refer others...
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Reply from Michael Zachman at CrossCountry Mor...
March 12th, 2026 06:44 PM
It's great to hear that you felt supported and informed throughout the loan process, Vicki. I strive to be patient and provide clear communication every step of the way. I'm grateful for your willingness to refer others and for your openness...
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I honestly had a great experience, and that's why I 100% reccomend Mike! He's real professional, and made the process smooth. Thank you!
Reply from Michael Zachman at CrossCountry Mor...
March 8th, 2026 02:51 PM
I really appreciate your kind words, Blake. It’s great to know that you had a smooth experience and felt confident recommending me. If you ever have any questions or need further assistance, I'm always here to help. Thank you!
Mike Z. is very personable and very thorough!
Reply from Owner
March 8th, 2026 02:51 PM
I appreciate your kind words, Elaine. I'm pleased to know that you found my approach both personable and thorough. Should you have any further questions or need assistance in the future, don't hesitate to reach out.
Michael Z. was so pleasant, thorough and very prompt in responding to our questions. He is outstanding!
Reply from Michael Zachman at CrossCountry Mor...
March 8th, 2026 02:52 PM
I'm grateful to hear your kind words, John. Knowing that my approach was thorough and prompt in addressing your questions means a lot to me. Should you need anything else or have further inquiries, please feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1682867 | Branch NMLS #1623515
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 1682867
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Golf
- Fishing
- Exercising
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095