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Michael Ouverson - Branch Manager | NMLS# 309068 in Savage, MN

Michael Ouverson

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Branch Manager | NMLS# 309068

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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5 Star
92%
4 Star
6%
3 Star
1%
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Reviews from Web
  • Encompass
    R
    Rachel H
    WOODBURY, MN
    Posted on February 27th, 2026 01:48 PM
    The whole team was awesome with communication and explaining every step of the process. As a first time homebuyer, all of my questions were answered quickly and thoroughly. I really appreciated their professionalism and patience with me.
  • Encompass
    R
    Robert M T
    NORTHFIELD, MN
    Posted on February 18th, 2026 03:49 PM
    It was just alot of emails back & forth , trying to work & do everything was kind of stressful.
  • Encompass
    B
    Brandon C
    Le Center, MN
    Posted on February 18th, 2026 02:20 PM
    Thanks Mike!
  • Encompass
    D
    Dave G
    Inver Grove Heights, MN
    Posted on February 16th, 2026 02:14 PM
    Great job Micheal! Please working with a true professiona.
  • Encompass
    S
    Sheri E
    Inver Grove Heights, MN
    Posted on February 16th, 2026 01:45 AM
    Mike was very good at getting back to our questions quickly and was very knowledgeable on the different loan options. We appreciated his expertise throughout the process .
  • Encompass
    T
    Tammy A T
    NORTHFIELD, MN
    Posted on February 13th, 2026 06:12 PM
    Great customer service!
  • Encompass
    B
    Bradley E
    Inver Grove Heights, MN
    Posted on February 13th, 2026 12:41 PM
    Mike.... He was awesome to work with. Thanks Mike for all you did for Sheri and Me
  • Encompass
    R
    Ryan M
    CANNON FALLS, MN
    Posted on February 3rd, 2026 10:35 PM
    We are repeating clients with Mike and his team. They are all amazing throughout the entire process whether your buying, selling or refinancing!
  • Encompass
    H
    Hoa K Q T
    EDEN PRAIRIE, MN
    Posted on January 24th, 2026 05:10 PM
    Promptly response, great effort in making the loan work for us, great communication
  • Encompass
    A
    An B V
    EDEN PRAIRIE, MN
    Posted on January 24th, 2026 05:07 PM
    Thoughtful explanation, great effort in making the loan works for us, promptly response
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Residential mortgage lending, purchase, refinance, 1-4 units
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 309068
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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    NMLS CONSUMER ACCESS

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