

Michael Ouverson
Branch Manager | NMLS# 309068

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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The personalized experience including emails, messages, and videos is second to none. Being walked through everything and having it laid out in simple terms for you shows how knowledgeable Mike and his staff are.
Completed the refinance at a great rate and am very happy with the deal. Thanks Mike!
It's been many years since we last bought a house. The process of uploading documents and e-signing was so much easier and faster than it used to be. Michael and everyone on his team were friendly and professional. In the time of Covid they...
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The entire team was communicative and easy to work with. They were knowledgeable, answered all of my questions and did everything they committed to.
All around enjoyable process. Attention to detail, quick turn around and everyone was so kind and knowledgeable. I would Highly recommend to anyone!
I had to send certain forms multiple times because your system wasn't storing them properly. I had to point out that the payoff on our mortgage was listed too high on the closing documents. I was on my way to closing when I found out it was...
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Even amidst the COVID pandemic with all communication being done via email and phone the process was smooth and very professional. Closing was less than 30 minutes, which was the only in-person contact. I will be recommending LeaderOne to friends...
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Michael and his team made refinancing our home very smooth, painless, and quick.
Great service and communication. We appreciated the detailed financial analysis when putting in offers on homes, so we knew exactly what our mortgage payments would be.
The positive attitude of mike and his entire staff. Everyone answered our questions immediately and were available outside of normal business hours to ensure we got everything done on time. Extremely pleasant people to work with.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential mortgage lending, purchase, refinance, 1-4 units
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 309068
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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