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Michael Ouverson - Branch Manager | NMLS# 309068 in Savage, MN

Michael Ouverson

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Branch Manager | NMLS# 309068

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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5 Star
92%
4 Star
6%
3 Star
1%
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1 Star
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Reviews from Web
  • Encompass
    R
    Ruth L
    Minnetonka, MN
    Posted on May 30th, 2026 04:06 PM
    Mortgage processed and approved within 30 days!
  • Encompass
    S
    Scott K B
    RICHFIELD, MN
    Posted on May 30th, 2026 03:43 PM
    Clear communication and efficient.
  • Encompass
    P
    Paulee J H
    MINNEAPOLIS, MN
    Posted on May 29th, 2026 02:26 PM
    The whole transaction was easy and felt more personal than just business. Mike was helpful with details that are out of my wheelhouse since I work in healthcare and finance is not my specialty.
  • Encompass
    B
    Brian D S
    Waverly, MN
    Posted on May 20th, 2026 07:57 PM
    Mike was helpful in understanding how the process in one state where we bought differs from the state we sold in
  • Encompass
    K
    Keri E
    Plymouth, MN
    Posted on May 13th, 2026 01:49 PM
    Great experience, fast close, very easy. Thank you.
  • Encompass
    K
    Kirsti H
    CAMERON, WI
    Posted on May 1st, 2026 12:54 PM
    Mike always gets us what we need and in a rapid fashion. We trust him to always come though for us.
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    Timothy P J
    CASTLE ROCK, CO
    Posted on April 26th, 2026 10:42 PM
    Mike made sure everything went smoothly and made sure to contact agents when needed as well as called on my behalf to secure our home.
  • Encompass
    D
    Deana W
    CASTLE ROCK, CO
    Posted on April 23rd, 2026 01:16 PM
    I worked with Mike from Luminate as a seller's agent and he made us feel very comfortable about the buyer's ability to close. Mike was very communicative throughout the transaction. I loved the email stating we were good to go for the Loan...
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  • Encompass
    S
    Schalk S
    FARMINGTON, MN
    Posted on April 21st, 2026 06:45 PM
    Excellent comunication. Answered any and all questions we had. Made the process stress-free and easier.
  • Encompass
    S
    Steven W D
    COON RAPIDS, MN
    Posted on April 21st, 2026 12:54 PM
    Great communication! Quality work! This is our second time using Mike Ouverson and Luminate and we could not be happier! Got us to closing with time to spare! Highly recommend Mike Ouverson and his team!
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Residential mortgage lending, purchase, refinance, 1-4 units
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 309068
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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    NMLS CONSUMER ACCESS

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