

Michael Ouverson
Branch Manager | NMLS# 309068

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Quick communication and helped my buyers purchase a home with programs to lower costs for my buyers! Very educated and informed of how to actually help homebuyers.
He was very quick with response times and was always willing to teach me what I needed to know.
Everything was handled well and professionally.
Well qualified Buyer, who is a repeat client of Michaels, so that really makes things seamless.
Mike is always very helpful and responsive as are Kayleigh and Anne from his office. This is my 4th time utilizing Mike in the house buying process and have always been treated great!
Being that I was representing the seller, Mike kept me informed of what was going on with the buyer's approval process. He even got an FHA Spot Approval done for the buyer. That was good for both the buyer and seller. Thank you!
Wonderful from start to finish!
Mikes professionalism, expertise, and willingness to help made the whole experience a breeze. His response time and availability went above my expectations. Mike and his team made the lending process straightforward and hassle free. They answered...
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My criticisms are that we (seller side) was unaware it would not close until the day of closing (lender must have known that before the day of closing!), and the messaging around the likelihood of the buyer being able to satisfy FHA loan requirements...
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I believe the events that happened were such the challenge-it made me feel like family. You take care of your family and you took care of me that very same way. Thank you
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential mortgage lending, purchase, refinance, 1-4 units
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 309068
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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