

Michael Ouverson
Branch Manager | NMLS# 309068

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Great communication and knowledge.
Mike was very informative through out the sale of our listing. Knowing who Mike is, I felt very comfortable with this transaction.
The app made document collection as simple as possible. Also can't believe the rate we got - really excellent!
The rules and requirements regarding the loan kept changing. I would be told one thing, and then something completely different would be communicated back to me later. Level of communication was poor both between team members and back to me....
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The most important thing is that the job is getting done but the marks would be higher except that Debbie's PERCEPTION is that this was harder than she wanted it to be. Too many details, probably, for her to keep track of in what was already...
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Thank you for the constant communication and for getting us to the finish line. You are very professional and helpful!
We appreciated Mike taking the time to explain the process, keeping us informed of what and what not to do, and the secure portal. Feedback for further improvement:- use the portal for ALL items needed, not the portal for some and refilet email...
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Professional efficient and friendly staff.
Communication was great, everything was on
Mike and his team were excellent communicators throughout my clients home purchase. They always presented options and solutions to what my client was desiring, and helped coach and educate along the way.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential mortgage lending, purchase, refinance, 1-4 units
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 309068
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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