

Michael Ouverson
Branch Manager | NMLS# 309068

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mike helped us buy our very first home which happened to also be a new construction home. From Day 1, Mike made us feel like he was a part of our team in the home buying process. Not something we expected when searching for a mortgage lender....
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Mike understands that his clients are making one of the most important financial decisions of their lives. He is effective at communicating all of the details of the lending process, because he knows how important those details are for his...
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I've worked with Mike twice now (2nd mortgage and new purchase), and both times have been a pleasure. He is very quick to communicate back, has a wealth of knowledge, and has a really solid team backing him up. I will be using him again in...
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I worked with Mike for several months. His attention to detail is off the charts and his knowledge of loan programs and the underlying guidelines is amazing. In this industry, anyone can take a loan application, closing it and closing it on...
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Mike and his team do an amazing job and I would recommend him to anyone. He has helped countless families achieve their goal of home ownership, while being extremely easy to work with.
My husband and I used Mike for purchasing our first home and could not be happier with our choice. He and his team were able to get things done quick as we were on a time crunch and were extremely kind and thoughtful throughout the process....
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I was referred to Mike but unfortunately did not get the same experience as them. My realtor and the seller's realtor also complained about Mike. Mike and his team take up to a week to reply to your email. They NEVER answer their phone calls...
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Mike and his team are the best of the best! Mike knows what he is talking about and was always able to answer any questions we had! We would recommend Mike and his team to anyone looking for a great loan officer.
We’ve worked with Mike Ouverson and his team for several home purchases and we will use them for any future home loan. They provide excellent service every time! Highly recommend!!!
Mike and Team were great to work with and everything flowed flawlessly due to solid communication. They touched base with me throughout the process over email, video, calls and texts. They answered all my questions and made me comfortable with...
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential mortgage lending, purchase, refinance, 1-4 units
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 309068
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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