Michael Mento at Prosperity Home Mortgage - Ocean City's Cover Image
Michael Mento at Prosperity Home Mortgage - Ocean City - Senior Mortgage Consultant | NMLS# 422717 in  Ocean City, NJ
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Michael Mento at Prosperity Home Mortgage - O...

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Senior Mortgage Consultant | NMLS# 422717

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Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Gary D
    Cape May, NJ
    Posted on March 16th, 2026 10:55 PM
    Communication, service, timeline
    Reply from Michael Mento
    March 24th, 2026 07:46 PM
    I'm glad that you were satisfied with the communication, service, and timeline, Gary. If there’s anything else I can do or any further assistance you need, don’t hesitate to let me know.
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    Mohammad U
    Philadelphia, PA
    Posted on March 16th, 2026 10:21 PM
    great customer service!
    Reply from Michael Mento
    March 24th, 2026 01:46 PM
    I'm pleased to know you experienced great customer service, Mohammad. If there's anything further I can assist you with or if you have any questions, please feel free to reach out.
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    Stephen O
    Posted on March 15th, 2026 04:50 PM
    Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Stephen O
    Reply from Owner
    March 23rd, 2026 08:12 PM
    Thank you for the excellent rating, Stephen. I appreciate your support and am here if you need further assistance.
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    Stephen O
    Media, PA
    Posted on March 15th, 2026 04:47 PM
    Very efficient and knowledgeable
    Reply from Michael Mento at Prosperity Home Mo...
    March 23rd, 2026 06:10 PM
    I appreciate your kind words, Stephen. It's great to know that you found the process efficient and were pleased with the knowledge I brought to your refinance. If you have any more questions or need further assistance in the future, I'm always...
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    Jrzzzeeegrl J
    Posted on March 15th, 2026 03:36 PM
    This was the easiest and fastest home purchase, I defiantly recommend Michael. Thanks
    Reply from Owner
    March 23rd, 2026 01:38 PM
    Thank you for sharing your experience with me, Jrzzzeeegrl. I'm glad to hear that the process was smooth and efficient for your home purchase. Should you need any assistance in the future, I'm here to help.
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    Christopher J
    Woodbine, NJ
    Posted on March 15th, 2026 03:35 PM
    Thank you, Very satified customer here
    Reply from Michael Mento at Prosperity Home Mo...
    March 23rd, 2026 05:45 PM
    It's wonderful to hear that you're very satisfied with your experience, Christopher. If there's anything else you ever need or any questions you might have, I'm always here to assist.
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    Robert B
    Ocean City, NJ
    Posted on March 14th, 2026 06:04 PM
    The entire team worked together seamlessly to ensure we had a smooth experience from initial proposal to closing. Would highly recommend!
    Reply from Michael Mento at Prosperity Home Mo...
    March 23rd, 2026 05:28 PM
    Your feedback is greatly appreciated, Robert. I'm pleased to know that the team worked together seamlessly to provide you with a smooth experience from start to finish. If there's anything more I can do for you in the future, please feel free...
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    Adam S
    Villas, NJ
    Posted on March 10th, 2026 01:44 PM
    Micheal and his team were great in assisting us in our first home! They were super helpful!
    Reply from Michael Mento at Prosperity Home Mo...
    March 17th, 2026 01:45 PM
    It was truly a pleasure to assist you with your first home purchase, Adam. I'm glad that my team and I could provide the support you needed. If you have any questions going forward, feel free to reach out to me.
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    Tracey Y
    Kunkletown, PA
    Posted on March 9th, 2026 10:57 PM
    quick responses and follow up going the extra mile to call my client when asked and explain the difference between prosperity and a ni name lender she was considering out of NY
    Reply from Michael Mento at Prosperity Home Mo...
    March 17th, 2026 07:45 PM
    I appreciate your feedback, Tracey. I'm pleased to hear that my responsiveness and efforts to help your client were beneficial. Ensuring clarity and understanding between different lending options is important, and I'm glad I could assist in...
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    Jake M
    Posted on March 7th, 2026 07:23 PM
    Mike was a pleasure to work with. Prompt, trustworthy and knowledgeable. Could not have been a better experience.
    Reply from Owner
    March 16th, 2026 03:30 PM
    Thank you for sharing your experience, Jake. I'm glad to know that you found working with me satisfactory. If you ever have more questions or need assistance in the future, feel free to reach out.
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    About
    Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717
      May 1st, 2014 - Current

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 422717 
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.