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Michael Mento at Prosperity Home Mortgage - O...
Senior Mortgage Consultant | NMLS# 422717

Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. ... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Communication, service, timeline
Reply from Michael Mento
March 24th, 2026 07:46 PM
I'm glad that you were satisfied with the communication, service, and timeline, Gary. If there’s anything else I can do or any further assistance you need, don’t hesitate to let me know.
great customer service!
Reply from Michael Mento
March 24th, 2026 01:46 PM
I'm pleased to know you experienced great customer service, Mohammad. If there's anything further I can assist you with or if you have any questions, please feel free to reach out.
Michael Mento at Prosperity Home Mortgage - Ocean City has received a review with 5 star rating from Stephen O
Reply from Owner
March 23rd, 2026 08:12 PM
Thank you for the excellent rating, Stephen. I appreciate your support and am here if you need further assistance.
Very efficient and knowledgeable
Reply from Michael Mento at Prosperity Home Mo...
March 23rd, 2026 06:10 PM
I appreciate your kind words, Stephen. It's great to know that you found the process efficient and were pleased with the knowledge I brought to your refinance. If you have any more questions or need further assistance in the future, I'm always...
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This was the easiest and fastest home purchase, I defiantly recommend Michael. Thanks
Reply from Owner
March 23rd, 2026 01:38 PM
Thank you for sharing your experience with me, Jrzzzeeegrl. I'm glad to hear that the process was smooth and efficient for your home purchase. Should you need any assistance in the future, I'm here to help.
Thank you, Very satified customer here
Reply from Michael Mento at Prosperity Home Mo...
March 23rd, 2026 05:45 PM
It's wonderful to hear that you're very satisfied with your experience, Christopher. If there's anything else you ever need or any questions you might have, I'm always here to assist.
The entire team worked together seamlessly to ensure we had a smooth experience from initial proposal to closing. Would highly recommend!
Reply from Michael Mento at Prosperity Home Mo...
March 23rd, 2026 05:28 PM
Your feedback is greatly appreciated, Robert. I'm pleased to know that the team worked together seamlessly to provide you with a smooth experience from start to finish. If there's anything more I can do for you in the future, please feel free...
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Micheal and his team were great in assisting us in our first home! They were super helpful!
Reply from Michael Mento at Prosperity Home Mo...
March 17th, 2026 01:45 PM
It was truly a pleasure to assist you with your first home purchase, Adam. I'm glad that my team and I could provide the support you needed. If you have any questions going forward, feel free to reach out to me.
quick responses and follow up going the extra mile to call my client when asked and explain the difference between prosperity and a ni name lender she was considering out of NY
Reply from Michael Mento at Prosperity Home Mo...
March 17th, 2026 07:45 PM
I appreciate your feedback, Tracey. I'm pleased to hear that my responsiveness and efforts to help your client were beneficial. Ensuring clarity and understanding between different lending options is important, and I'm glad I could assist in...
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Mike was a pleasure to work with. Prompt, trustworthy and knowledgeable. Could not have been a better experience.
Reply from Owner
March 16th, 2026 03:30 PM
Thank you for sharing your experience, Jake. I'm glad to know that you found working with me satisfactory. If you ever have more questions or need assistance in the future, feel free to reach out.
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About
Michael is one of the industry leaders when it comes to residential lending. He has over 20 years of experience as a Mortgage Consultant. His knowledge of the industry along with attention to detail makes for a smooth mortgage transaction. Michael specializes in conventional and jumbo mortgage loans for second home buyers at the shore. Michael knows what it takes to get the job done right. Michael has won multiple production and customer service awards as a Mortgage Consultant and has a proven track record for success. When not hard at work, Michael enjoys spending time with his family, dining out, fishing, and catching up with friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Prosperity Home Mortgage, LLC - Mortgage Consultant - NMLSR ID 422717May 1st, 2014 - Current
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 422717
Awards
Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.