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Michael Lara - Senior Loan Officer in Tampa, FL

Michael Lara

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Senior Loan Officer

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Michael Lara (NMLS #448479) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home fina... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • SFTP
    S
    Shannon M
    Deland, FL
    Posted on September 2nd, 2026 01:00 PM
    From the beginning there was clear understanding and direction as to how we were going to work the loan for my first time home buyers purchase. I would highly recommend Emily and Michael. my over all experience using them for the first time...
    read more
  • google
    E
    Eddie P
    Posted on June 12th, 2026 12:28 PM
    Michael Lara has received a review with 5 star rating from Eddie P
  • SFTP
    E
    Eduin P
    Beverly Hills, FL
    Posted on June 12th, 2026 12:28 PM
    Like family
    Reply from Michael Lara
    June 29th, 2026 05:54 PM
    Eduin, I'm grateful for your kind words. It's wonderful to know that you felt like family during the purchase process with me at Embrace Home Loans. Thank you for your trust and support.
  • SFTP
    R
    Roberto C
    Tampa, FL
    Posted on March 31st, 2026 12:27 PM
    Michael is friendly, smart and professional.
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    About
    Michael Lara (NMLS #448479) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Lara is a trusted mortgage lender in Riverview, Florida, helping families, first-time homebuyers, and real estate investors throughout Hillsborough County and the Greater Tampa Bay area. Contact Michael today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Dec 1st, 2025 - Current

    Year Started

    2025

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 448479
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.