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Michael Hosang
Branch Manager | NMLS ID #609803

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
-100% response rate for email communication, with very fast turnaround times
-honest communication
Great rate, communication, closed on time!
Michael was easy to get ahold of and he worked quickly to get us what we needed each time we offered on a house. He was friendly and great to work with.
My email and texts would always be responded to within minutes...no matter the time I sent them. Always clear and concise communication that gave me everything I needed!
Great communication and friendly professionalism.
Responsiveness
This was the easiest house buying we've ever had Michael and his team are absolutely amazing !
Frequent communication, indepth explanations for unfamiliar areas, availability, and flexibility.
The great effort made when some financial documentation was hard to come by. The personal and compassionate approach with team member Helen in particular. And they pulled it all off with a very tight timeline!
Very knowledgeable consultation on loan/rates/terms. Extremely efficient, and smooth transaction.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Jumbo Loan
VA Loan
DSCR Loan
Bank Statement Loan (Self-Employed)
FHA Loan
Fixed Rate Mortgage
Manufactured Home Loans
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 13th, 2025 - Current
Memberships
- Mortgage Bankers Association
- TMBA
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #609803
- Licensed in DC, FL, VA, NC, MD
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Awards
President's Club
Achievements
- Multi Time Presidents Club Member
- Multi Time Off Road Race and Road Race Winner
Hobbies
- Spearfishing
- Fishing
- Offroad Bike Racing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)