Michael Guthneck III
Mortgage Loan Originator
We offer a wide range of home financing products designed with your lifestyle and budget in mind. You can trust our highly experienced team of mortgage professionals to work with you to select the PMA loan product that best suits your uniqu... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5:30 PM
Sat
closed
Sun
closed
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Reviews from Web
Awesome experience we were trying to close on a house during the worst time (xmas and New Years). They made is seamless and easy.
Micheal was great to work with. He helped many ways from trying to find loans to answering any of my questions any hours of the day. Would highly recommend Micheal for all your home search needs!!!
I was a bit nervous to venture into the lending space as I didn’t know much, but Michael, Eddie, and Steve made the entire process so easy. They worked diligently to get us a loan that worked for us, making sure we knew all the options available...
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Helpful with the entire process and answered any questions and concerns very quickly. I am a recent widow and have never purchased a home entirely on my own so it was important to have the right lender for this journey
Michael is agreeable when documents are signed without question. However, once I began asking for clarification on the items I was being asked to sign, his demeanor changed. He became defensive, provided vague or incomplete responses, and eventually...
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Reply from Premier Mortgage Associates
January 12th, 2026 02:15 PM
Thank you for taking the time to share your feedback. We’re sorry to hear that your experience did not meet your expectations. We take concerns around communication and clarity very seriously, and our goal is always to ensure clients feel fully...
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Fast and efficient; no stress!
Mike Does his best for his customers, always ready to assist, flexible on every requests and situations. I highly recommend his services for a loan application.
Working with Mike was a great experience from start to finish. He was extremely communicative, quick to respond to any questions, and always willing to help. Mike took the time to clearly explain the entire mortgage process, which made everything...
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Michael and his team, chefs kiss. These guys put some much time and effert into us, we are thankful to have crossed paths. Thus isn't our last stop and WE WILL be using them as long they're avaliable. The effort and communication, second to...
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Michael and Steve were so amazing and helpful. We WILL be using them again in the future, as long as they are still available. They worked so hard for us and answered all of our questions. 10/10 recommend using them! :)
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About
We offer a wide range of home financing products designed with your lifestyle and budget in mind. You can trust our highly experienced team of mortgage professionals to work with you to select the PMA loan product that best suits your unique financial needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Hard Money Fix and Flip Loans
Bank Statement Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2070281
- AL #2070281
- AZ #1051714
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org