

Michael Guthneck III
Mortgage Loan Originator

We offer a wide range of home financing products designed with your lifestyle and budget in mind. You can trust our highly experienced team of mortgage professionals to work with you to select the PMA loan product that best suits your uniqu... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5:30 PM
Sat
closed
Sun
closed
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Reviews from Web
He worked with me on my initial home loan and refi and both times went smoothly and was very helpful for my being a first time homeowner.
Very pleasant to work with Michael and the whole team. Made it very easy and streamline. Made my first time buying experience excellent.
Michael tried to force us to buy points when it did not make sense for us to buy points. We were upfront and honest with him and he did not accommodate us and did not work for what was best for us! He would not entertain any other options for...
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Reply from Premier Mortgage Associates
March 16th, 2026 02:40 PM
Hi Alecia, Thank you for taking the time to share your experience. We are sorry to hear that the process felt frustrating. That is never our intention. At Premier Mortgage Associates, we are committed to acting in the best interest of every...
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It was an absolute pleasure working with Michael Guthneck, he really took the time to make my first time buying experience very simple and enjoyable. I felt at ease the whole time and I would highly recommend him to everyone
Michael is very proactive and made all process very smooth and fast
Michael was very helpful and got us a low interest rate! The team made it a fast and easy process.
Michael has been very proactive and effective. Quick to answer and process easy to follow. It took only 22 days to approve and close. Thank you very much!
Michael and the entire team was very informative and knowledgeable throughout the entire process. App was super convenient too.
I had the pleasure of to use Michael and his team to secure my loan for a new home. I can’t say enough good things about the experience! He was knowledgeable, explained every step clearly, and his ability to communicate in a timely manner is...
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Michael and his team were amazing. We started the process with a different lender, and was referred to Michael by our realtor when we were already well into our option period. Everyone on the team is very knowledgeable and friendly, and their...
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About
We offer a wide range of home financing products designed with your lifestyle and budget in mind. You can trust our highly experienced team of mortgage professionals to work with you to select the PMA loan product that best suits your unique financial needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Hard Money Fix and Flip Loans
Bank Statement Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2070281
- AL #2070281
- AZ #1051714
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org