

Michael Goldberg
Mortgage Loan Originator | NMLS# 40184

We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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Michael Goldberg and his team were pleasant to work with and made the approval process a pleasant experience.
Very responsive and very willing to help clients to find a way to solution.
EVERYTHING!!!!!! ☺️
Michael was very helpful & he made me felt very comfortable during the whole process of getting a mortgage. He was very supportive & patient with me. I would recommend my friends and family.
Michael did a great job explaining all the concepts when I was confused about points and numbers and stuff. Whenever I had a question, he answered it right away. He made my first house buying experience very easy and I would highly recommend!...
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Michael did a great job explaining all the concepts when I was confused about points and numbers and stuff. Whenever I had a question, he answered it right away. He made my first house buying experience very easy and I would highly recommend!...
read more
Michael was kind, listened to my questions and concerns, explained things very clearly, was responsive, and he simply made a very large process feel less daunting. Truly appreciative of his efforts.
Michael was not only very knowledgeable, but he was also reachable as necessary. I would highly recommend him to all my friends and family or anyone in the process of buying a home!
Working with Michael and his team was a blessing! His guidance and knowledge made this daunting task seem easy. I have and would recommend Michael to anyone who asks for a reputable and hard working lender that has your best interest in mind...
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Reply from Owner
January 9th, 2026 10:01 AM
Thank you Luis !
Working with Michael and his team was a blessing! His guidance and knowledge made this daunting task seem easy. I have and would recommend Michael to anyone who asks for a reputable and hard working lender that has your best interest in mind...
read more
Reply from Michael Goldberg
July 22nd, 2025 01:49 PM
Thank you Luis !
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About
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 40184
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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