

Michael Gaggi at CrossCountry Mortgage
Sr Loan Originator | NMLS #63106

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Morganville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Michael Gaggi at CrossCountry Mortgage has received a review with 5 star rating from Seyone F
Michael ha prove t b very knowledgeable, professional and respectful. Even in the most challenging circumstances on the mortgage journey, he always finds a way to ensure customer is successful. I would recommend him anytime.
Working with my mortgage broker was an excellent experience from start to finish. They were knowledgeable, responsive, and took the time to explain every step of the mortgage process, making everything easy to understand. Their professionalism,...
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Reply from Michael Gaggi at CrossCountry Mortg...
July 15th, 2026 11:43 AM
Thank you for your kind words, Nina. I'm pleased to hear that you found the mortgage process smooth and straightforward. It was my priority to be responsive and ensure you understood every step. Your recommendation means a lot to me, and I’m...
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Michael and his team provided top notch world class services to my people throughout the transaction... he anticipated my needs and made sure that element of the deal was flawless. Highly recommend his team for your title needs.
Working with Mr. Gaggi has been a pleasure from our first moment of substantive contact, all the way to beyond the transaction, as he has become a friend and confidant at this point. I highly recommend him and his team to anyone seeking title...
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GREAT SERVICE
ALWAYS AVAILABLE TO ANSWER A CALL OR CLARIFY A QUESTION
Reply from Michael Gaggi
February 19th, 2026 09:24 PM
I appreciate your support and thoughtful words, Alphonse. It was important to me to ensure you received the service and availability you needed throughout the process. If there's anything else you need or any questions that arise in the future,...
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3rd time using Mike and his team, when the 4th time comes im calling Mike again.
Reply from Michael Gaggi at CrossCountry Mortg...
January 21st, 2026 05:06 PM
I truly value your continued trust and support, Ryan. It's been great working with you over the years, and I'm delighted to hear you'd reach out again for future needs. If there's anything you need in the meantime, feel free to contact me anytime....
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Thank you!
Reply from Michael Gaggi
July 15th, 2025 02:59 PM
Thank you, Justin! It was a pleasure working with you. If there's anything else you need or any questions come up down the line, feel free to reach out. Wishing you all the best!
Michael was knoweldgeable, hard working and always available!
Reply from Michael Gaggi at CrossCountry Mortg...
July 8th, 2025 11:56 AM
Thank you Will! I hope you are enjoying your home.
I did not find 10 stars on the review, Mike and his team went far beyond my expectations, they find a solutions to every issue encountered during the loan process, I would say that his experience and personal dedication made the process smoother....
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Reply from Michael Gaggi at CrossCountry Mortg...
January 13th, 2025 10:16 PM
Thank you so Much for this great review. You are awesome.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Morganville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #63106 | Branch NMLS #1971734
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- Richmond county country club
- Weston Hills country club
- Cassa Belvedere, the Italian cultural foundation
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 63106
Awards
Achievements
- Presidents Club
Hobbies
- golf
- cooking
- wine
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095