

Michael Gaggi at CrossCountry Mortgage
Sr Loan Originator | NMLS #63106

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Morganville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi...... Show More
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GREAT SERVICE
ALWAYS AVAILABLE TO ANSWER A CALL OR CLARIFY A QUESTION
Reply from Michael Gaggi
February 19th, 2026 09:24 PM
I appreciate your support and thoughtful words, Alphonse. It was important to me to ensure you received the service and availability you needed throughout the process. If there's anything else you need or any questions that arise in the future,...
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3rd time using Mike and his team, when the 4th time comes im calling Mike again.
Reply from Michael Gaggi at CrossCountry Mortg...
January 21st, 2026 05:06 PM
I truly value your continued trust and support, Ryan. It's been great working with you over the years, and I'm delighted to hear you'd reach out again for future needs. If there's anything you need in the meantime, feel free to contact me anytime....
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Thank you!
Reply from Michael Gaggi
July 15th, 2025 02:59 PM
Thank you, Justin! It was a pleasure working with you. If there's anything else you need or any questions come up down the line, feel free to reach out. Wishing you all the best!
Michael was knoweldgeable, hard working and always available!
Reply from Michael Gaggi at CrossCountry Mortg...
July 8th, 2025 11:56 AM
Thank you Will! I hope you are enjoying your home.
I did not find 10 stars on the review, Mike and his team went far beyond my expectations, they find a solutions to every issue encountered during the loan process, I would say that his experience and personal dedication made the process smoother....
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Reply from Michael Gaggi at CrossCountry Mortg...
January 13th, 2025 10:16 PM
Thank you so Much for this great review. You are awesome.
Mike and his team went far beyond excellent during the process , they were many issues during the process due to the seller But they managed them very well and solve them accordingly, I can say that they get the job done , period. I got confident...
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Reply from Michael Gaggi at CrossCountry Mortg...
December 13th, 2024 06:07 PM
Hi Tarik, Thank you so much for your glowing review! I'm thrilled to hear that you felt confident in my team and I. We really do aim to go above and beyond for our clients, so your recognition of our efforts means a lot to us. It's not always...
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Michael and his team were very helpful through this process. I would highly recommend them to anyone looking to take out a mortgage.
Reply from Michael Gaggi at CrossCountry Mortg...
October 25th, 2024 12:01 PM
Thank you so much for your kind words, Jacqueline. I'm thrilled to hear that you had a positive experience with our team at CrossCountry Mortgage. Your recommendation means a lot to us. Don't hesitate to reach out if you have any more questions...
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friendly, knowledgeable, got the job done
Reply from Michael Gaggi
August 19th, 2024 02:05 PM
Thank you, Salvatore, for your generous review. Your feedback is highly appreciated. I'm glad to know that you found our service friendly and knowledgeable, and that we were able to get the job done for you. It has been a pleasure serving you...
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Employees were helpful and kind and were quick to provide responses to any questions or issues.
Reply from Michael Gaggi at CrossCountry Mortg...
October 25th, 2024 12:02 PM
I sincerely appreciate your positive feedback, Daniel. It's always our aim at CrossCountry Mortgage, LLC to provide prompt and helpful service. Your satisfaction and understanding are our primary concerns and I'm glad we could assist you effectively....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Morganville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #63106 | Branch NMLS #1971734
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
577
/850
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Memberships
- Richmond county country club
- Weston Hills country club
- Cassa Belvedere, the Italian cultural foundation
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 63106
Awards
Achievements
- Presidents Club
Hobbies
- golf
- cooking
- wine
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095
