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Michael Duncan - USA Mortgage - Mortgage Loan Originator in Springfield, MO

Michael Duncan - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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    Donna R
    Posted on November 22nd, 2025 06:49 PM
    Mike has helped us with our original home purchase and our refinance. He always kept us informed of every step and never took more than a day to get back to us. He told us our options and helped us choose the best course of action for our goals....
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    T.j. L
    Posted on November 17th, 2025 10:15 AM
    I can't say enough good things. Mike is phenomenal!
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    SquechyBunny
    Posted on November 4th, 2025 03:05 PM
    Zak Young was a pleasure to work with, he was very friendly and respectful and professional. I would highly recommend suggest him to anyone looking to refinance their homes! He also gave us this beautiful sign for are home that was a beautiful...
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    Lyssa “ K J
    Posted on November 2nd, 2025 07:50 PM
    Zak Young was incredibly knowledgeable, patient, communicative, and all-around wonderful throughout the entire process! He was 100% honest with me even when it was tough. He also went above and beyond to try and look out for me and help me...
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    Wendy G
    Posted on October 17th, 2025 10:46 PM
    Mike Duncan did a great job walking us through the loan process. He did a fantastic job communicating with us as we went through the transaction and his knowledge helped make the process less stressful. I am very pleased with the service he...
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    Wendy G
    Posted on October 17th, 2025 10:46 PM
    Mike Duncan did a great job walking us through the loan process. He did a fantastic job communicating with us as we went through the transaction and his knowledge helped make the process less stressful. I am very pleased with the service he...
    read more
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    Wendy L G
    SPRINGFIELD, MO
    Posted on October 17th, 2025 10:32 PM
    Mike was very helpful as we started the loan process and kept us informed throughout the transaction. He is very knowledgeable and we felt very comfortable asking questions. We were very happy with his services and will definitely recommend...
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    Reply from Michael Duncan - USA Mortgage
    November 6th, 2025 10:46 AM
    It's wonderful to know that you felt comfortable and supported throughout the loan process. Keeping clients informed and ensuring a smooth journey is always my priority. I greatly value your recommendation and am grateful for the opportunity...
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    Robert G
    Posted on October 14th, 2025 03:31 PM
    Mike said he would take care of us and he did! He made the process for us very simple. We always knew what documents we needed to provide. He took time to educate us about the process and he was always open to questions. In addition, his support...
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    Reply from Owner
    October 17th, 2025 10:59 PM
    I really appreciate your generous feedback, Robert. I'm glad that I could make the process straightforward for you and that you felt supported and informed throughout. It's important to me that you're comfortable at every step, and I'm happy...
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    Robert G
    Posted on October 14th, 2025 03:31 PM
    Mike said he would take care of us and he did! He made the process for us very simple. We always knew what documents we needed to provide. He took time to educate us about the process and he was always open to questions. In addition, his support...
    read more
    Reply from Michael Duncan - USA Mortgage
    October 17th, 2025 10:59 PM
    I really appreciate your generous feedback, Robert. I'm glad that I could make the process straightforward for you and that you felt supported and informed throughout. It's important to me that you're comfortable at every step, and I'm happy...
    read more
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    Robert A G
    SPRINGFIELD, MO
    Posted on October 14th, 2025 03:23 PM
    Mike and Alex were wonderful! They took care of everything and communicated with us throughout the process.
    Reply from Michael Duncan - USA Mortgage
    November 6th, 2025 10:46 AM
    I'm pleased to hear that you had a positive experience with Alex and me. Effective communication and thorough support are important to me, so it's great to know they made a difference for you. Thank you for your kind words and for choosing...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Purchase loans, FHA, VA, USDA, conventional, construction, rehab loans, first-time homebuyer. .
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    Positions
    • USA Mortgage - usa mortgage
      Nov 1st, 2011 - Current
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 214838
    Achievements
    • 11th loan officer Licensed in the state of Missouri.
    • Certify VA Lender
    Hobbies
    • Spending time with family
    • Boating
    • Gardening
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.