Michael Cochran
Director of Mortgage Sales | NMLS# 336361
Buy on solid ground.
Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guara... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Michael and his team worked diligently and efficiently to provide the best service possible!
Reply from Michael Cochran
July 2nd, 2026 05:56 PM
Casey, I appreciate your recognition of the diligent and efficient service provided by my team and me. I'm happy to know that we could offer you the best service possible. Thank you for choosing Evergreen Home Loans!
Everyone I worked with answered my questions and were informative about the process.
Reply from Michael Cochran
June 30th, 2026 01:04 PM
Lisa, I'm glad to hear that you found everyone informative and your questions well addressed during the process. Thank you for choosing Evergreen Home Loans!
Michael was very helpful and knowledgeable. Took the time to answer our questions in detail.
Reply from Michael Cochran
May 18th, 2026 02:23 PM
Edward, I'm grateful for your kind words about my helpfulness and knowledge. I'm pleased that I could answer your questions in detail. Thank you for choosing Evergreen Home Loans!
He really helped us out with every step of purchasing our house
and his partner, Kim explained every step of the way and with the computer program system that they use you can upload most documents with ease
Reply from Michael Cochran
August 12th, 2026 12:07 AM
Thank you so much for trusting us with your home purchase! it was so wonderful to see you get to the finish line :)
Michael and Kim were easy to get a hold of by text or phone. My Buyers felt very comfortable with talking to either Michael or Kim and they explained everything clearly.
Reply from Michael Cochran
August 20th, 2026 05:38 PM
Tami, I'm grateful that your Buyers felt comfortable and well-informed throughout the process. It's good to know that both Kim and I were accessible and could clearly explain everything.
It seemed to take quite a while but it finally came through on the last day before closing. I was very stressed that we weren't going to meet the deadline.
Reply from Michael Cochran
August 10th, 2026 03:38 PM
Susan, I understand how stressful it can be when timelines are tight. I'm pleased it all came together just in time, and I appreciate your patience throughout the process. If there's anything more you need, please reach out to me directly.
Michael Cochran has received a review with 4.83 star rating from Melanie S
Reply from Michael Cochran
June 16th, 2026 03:29 PM
Thank you, Melanie, for your great rating! I truly appreciate your support and am glad you're satisfied with your experience at Evergreen Home Loans.
The level of professionalism and responsiveness was exemplary. The entire process was smooth and stress free.
Reply from Michael Cochran
May 5th, 2026 03:05 PM
Hameed, I appreciate your kind words about my professionalism and responsiveness. I'm glad to hear that you found the process smooth and stress-free. Thank you for choosing Evergreen Home Loans!
Michael and his team did a fantastic job with our new purchase. We had a very smooth process from pre-approval to closing. Whenever I had a question his team was very quick to respond. Highly recommend.
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About
Buy on solid ground.
Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guarantee, which stands among the strongest loan preapproval programs in the business. It’s a real difference maker.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
VA Loans, FTHB, JUMBO, Renovation Loans
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Memberships
- Mortgage Bankers Association of Florida
- Mortgage Bankers Association of Central Florida
- Orlando Regional Realtor Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- 336361
Achievements
- ORRA Affiliate of the Year 2024
- Multi Year President Club Award Winner
Hobbies
- golf
- travel
- Tennis
Disclaimer
©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans.
All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance.
Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.