Michael Chalker
Sales Leader | NMLS # 33580
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Add... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Michael Chalker and his team were professional, personable, communicated very well and walked us through our VA loan refinance with patience and understanding. All questions were answered and the process went smoothly. As a fellow veteran,...
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Reply from Owner
October 22nd, 2026 12:00 AM
From one Marine to another....We know how to "Get'er done!" Semper Fi!
A personal level relationship with Michael Chalker and first class treatment
Open communication, taking ownership if a mistake was made and a clear understanding of the business.
Michael was very informative and easy to communicate with. We were purchasing from out of state but the process was very smooth .
Michael has exceptional knowledge and experience in his field. He is very pleasant and kind and wonderful to work with. He was patient and explained each step to us. I will definitely let my family and friends know about our experience with...
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The lender was very helpful and flexible.I let him know my situation (no down payment) and was able to come up with a solution. The housing market in my area isn't affordable for a single dude.
The excellent communication made such a huge difference in making the process easy and enjoyable.
Everything
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Reply from Michael Chalker
November 12th, 2024 08:54 PM
Thank you for your kind words Robert. We're so glad to hear that you had a 5-star experience with Michael Chalker at Service First Mortgage for your loan purchase. We always aim to provide top-notch service for all our clients. Your positive...
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Reply from Michael Chalker
November 12th, 2024 08:55 PM
Thank you, Tyler, for the 5-star rating and review for Michael Chalker at Service First Mortgage. We're thrilled to hear about your positive experience. We always aim to provide the best service for purchases like yours. Thanks once again for...
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About
At SFMC Home Lending, extraordinary customer service is our number one priority. As a full-service mortgage company approved with Fannie Mae, Ginnie Mae, HUD, and VA, we are fully equipped to underwrite and close all our loans in house. Additionally, we have the ability to broker loans that may not fit our criteria to outside lenders, giving us more flexibility in getting loans approved and closed. Established in 1997 and headquartered in Plano, Texas, SFMC Home Lending strives to live up to our name by providing a full range of mortgage financing services with employees who always put the customer first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Basically everything Home Loan related
Conventional, FHA, VA USDA, HELOC, Construction and Reverse Mortgages
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Positions
- SFMC Home Lending - Sales LeaderAug 1st, 2013 - Current
Memberships
- Belmont Estates HOA Board Member
- Belmont Estates HOA Board
- CMPS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 33580
Awards
Achievements
- 2019 Top 100 Lender in America through Social Survey
- Presidents Club member every year since 2015
- Chairman Club member in 2020
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Hobbies
- Fishing and Shooting
- Jeeping and Camping
- Making my house a castle for my family!
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Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”