

Michael Badessa at NFM Lending
Mortgage Loan Originator | NMLS# 128654

With over 20 years of experience, Mike Badessa has helped thousands of families successfully navigate the homebuying and refinancing process. Recognized in national publications as a top mortgage originator and recently honored as a leading... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Michael Badessa at NFM Lending has received a review with 5 star rating from Patrick L
Reply from Owner
January 9th, 2026 10:18 AM
Hey Pat, thank you for your review. It was my pleasure to help you! Congratulations on your new home!
A family member had recommended Mike and the team at NFM to us for the purchase of our fist home. Being new to the process we had alot of questions and concerns. The team was always available to answer anything and kept us informed every step...
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Reply from Owner
January 9th, 2026 10:18 AM
Hey Brandon, thank you so much for your review and for putting your trust in me. It was my pleasure to help you. Congratulations on your new home!
As a first-time home buyer, I found the entire process with NFM Lending to be smooth. Mike made everything simple to understand and was responsive. He was a great guide through this important purchase.
Reply from Michael Badessa
November 17th, 2025 12:14 AM
Hey Reny, thank you for your review. It was my pleasure to help you! Congratulations on your new home!
We were purchasing our first home and were recommend by a family member to Michael and his team. They helped keep us beyond expectations from start to finish with the process. I would definately recommend them to anyone purchasing a home.
Reply from Michael Badessa
November 17th, 2025 12:14 AM
Hey Brandon, thank you so much for your review and for putting your trust in me. It was my pleasure to help you. Congratulations on your new home!
Michael Badessa at NFM Lending has received a review with 5 star rating from Reny R
Reply from Owner
January 9th, 2026 10:18 AM
Hey Reny, thank you for your review. It was my pleasure to help you! Congratulations on your new home!
Had a lot of help with the home buying process, broke down all the expenses and answered any questions I had.
Reply from Michael Badessa
November 8th, 2025 02:15 AM
Hi Parker, thank you so much for your review. It was my pleasure to help you. Congratulations on your new home!
Smooth process
Reply from Michael Badessa
November 8th, 2025 02:15 AM
Hi Allison, thank you so much for your review. It was my pleasure to help you. Congratulations on your new home!
The NFM Lending team was very organized and helpful through the whole process
Reply from Michael Badessa
October 25th, 2025 01:32 AM
Hi Ben, thank you so much for your review. It was my pleasure to help you. Congratulations on your new home!
I had an excellent experience working with NFM Lending and my loan officer, Mike. From start to finish, Mike was professional, patient, and highly knowledgeable. He walked me through every step of the mortgage process, clearly explaining my...
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Reply from Michael Badessa
October 16th, 2025 02:19 PM
Hi Muhtar, thank you so much for your review and for putting your trust in me. It was my pleasure to help you. Congratulations on your new home!
Mike was great at explaining in good detail, but also in layman's terms, the how and why of the best approach to getting approved, given my specific situation. He was clear and responsive, and walked me through every step of the journey. The...
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Reply from Michael Badessa
October 13th, 2025 04:39 PM
Hey Scott, thank you so much for your review and for putting your trust in me. It was my pleasure to help you. Congratulations on your new home!
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About
With over 20 years of experience, Mike Badessa has helped thousands of families successfully navigate the homebuying and refinancing process. Recognized in national publications as a top mortgage originator and recently honored as a leading veteran loan officer by the National Association of Mortgage Brokers, Mike has earned a reputation for excellence.
Understanding that many homebuyers find the mortgage process complex, Mike takes pride in educating his clients and offering them an unmatched level of service. His extensive knowledge, consultative approach, and commitment to clear communication give clients—whether first-time homebuyers or those purchasing multi-million-dollar estates—confidence throughout their entire mortgage journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 128654
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.