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Michael Hoyt - Sr. Mortgage Specialist (Team Hoyt Mortgage) in Roseville, CA

Michael Hoyt

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Sr. Mortgage Specialist (Team Hoyt Mortgage)

Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
  • Encompass
    S
    Shenetha M A
    PATTERSON, CA
    Posted on December 26th, 2025 07:43 PM
    I'm sick, I'm doing this as a courtesy to Michael.
    Reply from Michael Hoyt
    January 2nd, 2026 07:43 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    B
    Brandi A
    TRENTON, TN
    Posted on December 26th, 2025 06:54 PM
    Friendly, explains things
    Reply from Michael Hoyt
    January 2nd, 2026 06:55 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • Encompass
    F
    Frank B
    LONG BEACH, CA
    Posted on December 26th, 2025 06:52 PM
    Loan agent was very responsive !
    Reply from Michael Hoyt
    January 2nd, 2026 06:53 PM
    We hope we'll have the opportunity to serve you again and deliver exceptional services.
  • Encompass
    J
    Joseph G
    ELK GROVE, CA
    Posted on December 25th, 2025 06:21 PM
    It was so easy and seamless! Mike explained the steps and helped along the way which made it even easier!! If I had a question he always had the answer!!
    Reply from Michael Hoyt
    January 1st, 2026 06:22 PM
    Thank you for your feedback. Please feel free to connect with us to help us improve our services.
  • Encompass
    D
    David N
    Oakley, CA
    Posted on November 1st, 2025 02:55 PM
    Mike was right on top of every question I had and walk me through the process thanks Mike
    Reply from Michael Hoyt
    November 10th, 2025 06:33 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
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    Laura M
    SANTA ANA, CA
    Posted on October 28th, 2025 08:38 PM
    Not much hassel and Mr Hoyt was very helpful
    Reply from Michael Hoyt
    November 4th, 2025 08:39 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Encompass
    B
    Bryan G
    SAN JOSE, CA
    Posted on October 23rd, 2025 06:22 PM
    Michael was alot of help, very patient and answered all my questions.
    Reply from Michael Hoyt
    October 30th, 2025 06:23 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    E
    Edward P O
    HAYWARD, CA
    Posted on October 21st, 2025 05:40 PM
    Maybe a little more efficiency like asking more photos ID's and sending more emails a little more at once than asking for more every other days than would be much better
    Reply from Michael Hoyt
    October 28th, 2025 05:41 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • Encompass
    D
    Danielle R
    SACRAMENTO, CA
    Posted on September 18th, 2025 09:02 PM
    Very good service.
    Reply from Michael Hoyt
    September 25th, 2025 09:04 PM
    I'm glad to hear that you were satisfied with the service, and I appreciate your positive feedback. If you have any further questions or need assistance in the future, don't hesitate to get in touch.
  • Encompass
    V
    Victor D
    FONTANA, CA
    Posted on September 15th, 2025 01:59 PM
    Haven't received the funds yet. Once funds are received within the 5 days after signing documents then rating could go up. Only counting business days.
    Reply from Michael Hoyt
    September 22nd, 2025 02:01 PM
    Thank you for letting me know about the situation, Victor. I understand how important it is to receive the funds on time. If there are any issues or if you need further assistance, please feel free to reach out to me directly. Your patience...
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    About
    Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience. We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • GoodLeap - Mortgage Loan Officer
      Aug 18th, 2025 - Current
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