
Michael Bardy
Real Estate Finance Professional


Baldwin Wallace University
CCM is America’s #1 Retail Mortgage Lender. We have more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. In 2024, our team closed over 88,000 home purchases — making 1 in 3... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Very professional, diligent, and good etiquette. I Highly recommend.
Reply from Owner
July 7th, 2025 08:07 PM
Thank you for the positive comments
There is a reason why Michael has so many 5 star reviews. He is everything the reviews say about him. He is personable ,knowledgeable, patient. He gives professional advice, explaining each step of the process. Even though you know he has given...
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Glad I took sound advise from a neighbor and contacted Michael with Future Home Loans. After presenting multiple options, Michael was able to provide us with what we ultimately wanted in a re-fi mortgage. His knowledge, guidance and expertise...
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Mike went above and beyond to ensure everything was handled efficiently and professionally. There were several unexpected items that could have caused delays but Mike handled them.
I've used Mike Bardy for two home purchases now. My first in 2016 was an FHA and, while those are daunting regardless, Mike made it as easy as possible. Now that we have grown our family and moved to a larger home, Mike helped us again with...
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Mike Bardy was beyond helpful in our search for a great refinance package, a true professional. He looked out for our best interest every step of the way and not his own. He is honest, wise, and a very hard working mortgage broker that we highly...
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Mike was a true professional. His experience and expertise help myself and my wife get the best rate possible. He made himself available throughout the entire process. It was by far the best refinancing experience I have ever had. I would definitely...
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Michael was extremely knowledgeable, helpful, pleasant and always willing and available to answer any questions or concerns that we may have encountered. He kept us informed every step of the way. Michael and the entire office staff always...
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I would highly recommend this company. Mike and his team helped me to refinance my loan. He made sure to inform me of every step of the process and was available to answer any questions that I had. I had a very positive experience and would...
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ok.i normally dont do these things, however ...patriot home / Mike Brady and his team helped us get our loan done in a couple months that we tried everywhere and everyone. no one was able to help us for 2 years we worked on our forever home...
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About
CCM is America’s #1 Retail Mortgage Lender. We have more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. In 2024, our team closed over 88,000 home purchases — making 1 in 37 homes a CCM home.
We offer more than 120 purchase, refinance and home equity solutions — ranging from conventional and jumbo mortgages to government-insured programs from FHA and programs for Veterans and rural home buyers — and we are a direct lender and approved seller and servicer by Freddie Mac, Fannie Mae and Ginnie Mae.
Through our dedication to getting it done, we make every mortgage feel like a win.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA & VA Government Insured
Jumbo & Non-QM
DSCR - Investment Property
Portfolio - Investment Property
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Education
- Baldwin Wallace UniversityBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 2007 -Dec 2009

Positions
- CrossCountry Mortgage, LLC - Sr Mortgage Loan OriginatorJul 7th, 2025 - Current
Memberships
- MBA
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- Florida Mortgage Loan Originator - NMLS #234079
- Colorado Mortgage Loan Originator - NMLS #234079
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Disclaimer
All loans are subject to final underwriting approval. Terms and conditions apply to all offers. Crosscountry Mortgage, LLC supports Equal Housing Opportunity. Personal NMLS #234079 | Company NMLS #3029