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Melissa Rishel - Loan Officer | NMLS #2148318 in Virginia Beach, VA

Melissa Rishel

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Loan Officer | NMLS #2148318

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Old Dominion University
Old Dominion University
I love educating clients, simplifying complex financial concepts, and helping them make informed decisions that align with their goals. My passion for numbers and real estate began when my husband and I purchased our first home, sparking a ... Show More
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Old Dominion University
Old Dominion University
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Reviews from Web
  • Encompass
    Y
    Yu Z
    Glen Allen, VA
    Posted on September 7th, 2026 03:54 PM
    Melissa is knowledgeable, responsive, and always available to answer my questions. She made the entire mortgage process smooth and straightforward, helped me secure a great rate, and kept everything on track through closing. Highly recommended!...
    read more
    Reply from Melissa Rishel
    September 7th, 2026 04:41 PM
    Yu, I'm so happy to hear that you had a smooth and straightforward mortgage process. It's great to know that I could assist you with securing a good rate and keeping everything on track. Thank you for your kind words and recommendation!
  • RequestAReview
    B
    Beth A
    Posted on September 3rd, 2026 07:15 PM
    Melissa went above and beyond for her client, communicating with all parties and advocating until the final hour to make sure her client could close on time. I was very impressed!
    Reply from Melissa Rishel
    September 3rd, 2026 07:18 PM
    Beth, I appreciate your kind words and am pleased to hear you were impressed with my efforts. It's always important to me to ensure everything goes smoothly for closing, and I'm glad I could help make that happen. Thank you for recognizing...
    read more
  • Encompass
    R
    Rodney R H
    Stuart, VA
    Posted on September 2nd, 2026 12:00 AM
    She had to deal with my agent from #### , A very rude insurance agent , and get paper work to VA. beach so my home would close on time. She should get the loan officer of the year award.
    Reply from Melissa Rishel
    September 2nd, 2026 02:02 AM
    Rodney, I appreciate your kind words and support. It was my pleasure to assist in ensuring that everything went smoothly for your home closing. Thank you for recognizing my efforts; I'm glad I could help! Enjoy your peace and quiet in your...
    read more
  • Encompass
    M
    Michael D W
    Newport News, VA
    Posted on August 13th, 2026 12:40 AM
    Melissa, Dania, and Jennifer were very thorough and professional the entire process. Whenever I felt anxiety or uncertainty about anything, they carefully explained to what was taking place and kept constant communication with me. I felt seen,...
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    Reply from Melissa Rishel
    August 19th, 2026 06:47 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    S
    Sebastian G S
    Norfolk, VA
    Posted on July 28th, 2026 03:39 PM
    Melissa is incredibly friendly and has excellent communication!
    Reply from Melissa Rishel
    July 29th, 2026 02:36 AM
    Sebastian, I appreciate your kind words! I'm glad to hear that you found my communication helpful and enjoyed working with me. If there's anything else you need, feel free to reach out. Have the best time making memories in your new home.
  • Encompass
    L
    Latarsha K T
    Hampton, VA
    Posted on June 2nd, 2026 08:07 PM
    I came to Melissa as a very sad woman, I lost my husband last October. He and I were in the process of looking for a new home. She was extremely patience and kind. She said she was going to do her best to help me. She did that and more! I'm...
    read more
    Reply from Melissa Rishel
    June 8th, 2026 08:07 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • RequestAReview
    D
    Dan N
    Hampton, Virginia
    Posted on May 12th, 2026 03:55 PM
    Loan officer seem to be on top of everything. Was very easy to work with.
    Reply from Melissa Rishel
    May 12th, 2026 04:01 PM
    Hi Dan, I'm glad to hear that you found working with me easy and that I was able to stay on top of everything during the loan process. Thank you for sharing your positive experience! It was a pleasure working with you. Congratulations to you...
    read more
  • Encompass
    T
    Treesa L B
    Chesapeake, VA
    Posted on April 27th, 2026 12:31 PM
    I had an excellent experience working with Melissa as my loan officer. From start to finish, she was professional, responsive, and incredibly knowledgeable. She took the time to explain every step of the process in clear terms, which made what...
    read more
    Reply from Melissa Rishel
    April 27th, 2026 03:37 PM
    Treesa, thank you so much for your kind words! Everything you mention is very important to me and it makes me so happy that you feel this way. I pray you have that best time making memories in your new home! Congratulations homeowner!
  • Encompass
    S
    Sharon D H
    Portsmouth, VA
    Posted on April 23rd, 2026 02:22 AM
    Melissa was very professional and polite. When ever I need her ahe she was there. Thank you for making my home purchase smooth
    Reply from Melissa Rishel
    April 23rd, 2026 01:42 PM
    Thank you for this review, Sharon! It was my absolute pleasure guiding you through this exciting process. Thank YOU for helping to make the process smooth! Have the best time making memories in your new home. <3
  • Encompass
    B
    Beth A D
    Virginia Beach, VA
    Posted on October 13th, 2025 07:39 PM
    Melissa was great!!!!
    Reply from Melissa Rishel
    October 13th, 2025 08:00 PM
    I’m glad to hear you had a positive experience, Beth. I'm only as good as the people I'm helping! Thank you for taking the time to share your thoughts! If you need anything else, feel free to reach out.
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    About
    I love educating clients, simplifying complex financial concepts, and helping them make informed decisions that align with their goals. My passion for numbers and real estate began when my husband and I purchased our first home, sparking a deep appreciation for homeownership and financial empowerment. Known for being reliable, knowledgeable, and resourceful, I strive to make the mortgage process smooth while continuously learning and giving back to my community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Home financing
    Mortgage Loan Origination
    FHA Loans
    VA Loans
    Conventional Loans
    USDA
    Loans for Real Estate Investors
    View All
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    Education
    • Old Dominion University
      Business Administration and Management
      Bachelor of Science (BS)
      Jan 2019 -Dec 2023
      Old Dominion University logo
    Positions
    • Homespire Mortgage - Mortgage Loan Originator
      Mar 10th, 2025 - Current
    Memberships
    • NAMB
    • ODU Alumni
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Licensed in NC, VA
    • Branch NMLS #1918001
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Fishing
    • Listening to podcats
    • Personal Development
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.