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Melissa Rishel - Loan Officer | NMLS #2148318 in Virginia Beach, VA

Melissa Rishel

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Loan Officer | NMLS #2148318

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Old Dominion University
Old Dominion University
I love educating clients, simplifying complex financial concepts, and helping them make informed decisions that align with their goals. My passion for numbers and real estate began when my husband and I purchased our first home, sparking a ...... Show More
Company Logo
Old Dominion University
Old Dominion University
Overall Ratings
4.97
(10)
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Reviews from Web
  • 4.66
    RequestAReview
    D
    Dan N
    Hampton, Virginia
    Posted on May 12th, 2026 03:55 PM
    Loan officer seem to be on top of everything. Was very easy to work with.
    Reply from Melissa Rishel
    May 12th, 2026 04:01 PM
    Hi Dan, I'm glad to hear that you found working with me easy and that I was able to stay on top of everything during the loan process. Thank you for sharing your positive experience! It was a pleasure working with you. Congratulations to you...
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  • 5.0
    Encompass
    T
    Treesa L B
    Chesapeake, VA
    Posted on April 27th, 2026 12:31 PM
    I had an excellent experience working with Melissa as my loan officer. From start to finish, she was professional, responsive, and incredibly knowledgeable. She took the time to explain every step of the process in clear terms, which made what...
    read more
    Reply from Melissa Rishel
    April 27th, 2026 03:37 PM
    Treesa, thank you so much for your kind words! Everything you mention is very important to me and it makes me so happy that you feel this way. I pray you have that best time making memories in your new home! Congratulations homeowner!
  • 5.0
    Encompass
    S
    Sharon D H
    Portsmouth, VA
    Posted on April 23rd, 2026 02:22 AM
    Melissa was very professional and polite. When ever I need her ahe she was there. Thank you for making my home purchase smooth
    Reply from Melissa Rishel
    April 23rd, 2026 01:42 PM
    Thank you for this review, Sharon! It was my absolute pleasure guiding you through this exciting process. Thank YOU for helping to make the process smooth! Have the best time making memories in your new home. <3
  • 5.0
    Encompass
    B
    Beth A D
    Virginia Beach, VA
    Posted on October 13th, 2025 07:39 PM
    Melissa was great!!!!
    Reply from Melissa Rishel
    October 13th, 2025 08:00 PM
    I’m glad to hear you had a positive experience, Beth. I'm only as good as the people I'm helping! Thank you for taking the time to share your thoughts! If you need anything else, feel free to reach out.
  • 5.0
    Encompass
    B
    Bruce D
    Hampton, VA
    Posted on August 30th, 2025 05:57 PM
    Responsiveness and wealth of knowledge
    Reply from Melissa Rishel
    September 2nd, 2025 04:52 PM
    Thank you, Bruce. It's ALWAYS a pleasure working with you! Enjoy your new home!
  • 5.0
    Encompass
    L
    Linda D F
    Chesapeake, VA
    Posted on August 29th, 2025 10:37 PM
    Melissa went far beyond her scope as a loan officer. She was a counselor, " It's ok Lynn (Linda), it's just a minor set back". She was a cheerleader, " Hang in there Lynn, we're almost there!" She was a financial planner, "Ok Lynn, we need...
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    Reply from Melissa Rishel
    August 30th, 2025 02:17 PM
    Thank you for this wonderful review, Lynn! I am so grateful to have been able to be your counselor, mentor, and trusted advisor throughout this exciting journey with you. Many blessings to you and your family in your new home.
  • 5.0
    Zillow
    D
    Deborah
    Virginia Beach, VA
    Posted on November 10th, 2021 12:00 AM
    Melissa was fabulous. I hesitated to refinance because I don’t have a lot of time. Melissa made the whole process easy. I am self employed so there was some additional paperwork and verification. Melissa guided us through all the requirements...
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  • 5.0
    Zillow
    A
    Airmanpita
    Virginia Beach, VA
    Posted on September 14th, 2021 12:00 AM
    Melissa was absolutely amazing!!! I was doing this by myself and she helped me the entire way!! Would recommend her to anyone!! I will definitely go to her again in the future
    Reply from Owner
    September 14th, 2021 12:00 AM
    Amanda! Thank you for the awesome review! I am so happy for you!!! Let me know if you need anything!
  • 5.0
    Zillow
    A
    Albert J
    Norfolk, VA
    Posted on August 20th, 2021 12:00 AM
    Thank you for being so wonderful and gracious to me during the entire process! We truly appreciate you from the bottom of my heart for all of your help to get the loan and for assisting us with my many questions. It has been a pleasure to work...
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    Reply from Owner
    August 23rd, 2021 12:00 AM
    Thank you Dominique and Albert! It was my pleasure working with you both! Congrats on saving money on your mortgage payment! :)
  • 5.0
    Zillow
    J
    James A R
    Norfolk, VA
    Posted on August 13th, 2021 12:00 AM
    Melissa had helped us every single step of the way, from getting paper work in to actually helping us figure out how to make being a homeowner happen, im at a loss for words on how great Melissa is, she is also so patient and so kind and I...
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    Reply from Owner
    August 13th, 2021 12:00 AM
    Thank you SO much James! It was a pleasure working with you! And congratulations on your new home!
  • 10 of 10
    About
    I love educating clients, simplifying complex financial concepts, and helping them make informed decisions that align with their goals. My passion for numbers and real estate began when my husband and I purchased our first home, sparking a deep appreciation for homeownership and financial empowerment. Known for being reliable, knowledgeable, and resourceful, I strive to make the mortgage process smooth while continuously learning and giving back to my community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Home financing
    Mortgage Loan Origination
    FHA Loans
    VA Loans
    Conventional Loans
    USDA
    Loans for Real Estate Investors
    View All
    211
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    Education
    • Old Dominion University
      Business Administration and Management
      Bachelor of Science (BS)
      Jan 2019 -Dec 2023
      Old Dominion University logo
    Positions
    • Homespire Mortgage - Mortgage Loan Originator
      Mar 10th, 2025 - Current
    Memberships
    • NAMB
    • ODU Alumni
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Licensed in NC, VA
    • Branch NMLS #1918001
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Fishing
    • Listening to podcats
    • Personal Development
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.