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Melissa Maynard
Senior Loan Officer Builder Services
Melissa Maynard (NMLS #2105169) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Melissa provides comprehensive h... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Super helpful. Answered all questions. Made process super easy.
Reply from Melissa Maynard
April 17th, 2026 04:31 PM
I'm pleased to hear that you found the process easy and that I could answer all your questions, Natalie. Your feedback is truly valued, and I'm happy to have been of help during your purchase with Embrace Home Loans.
Melissa Maynard has received a review with 5 star rating from Laura L W
Reply from Owner
July 14th, 2026 04:54 PM
Thank you for the five star review! I always enjoy working with you and assisting your clients.
Super efficient, kind, trustworthy, always communicative, and overall the best!
Reply from Melissa Maynard
April 13th, 2026 03:18 PM
Laura, I appreciate your kind words and am so pleased to hear that you found the process efficient and communicative. Trust is essential in this journey, and I'm grateful you felt that with me. If you have any future needs or questions, please...
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I recently refinanced with Melissa and she and team made it all smooth. She also helped me with my initial purchase and I have stuck by her since then. So helpful and knowledgeable.
Reply from Melissa Maynard
April 7th, 2026 05:20 PM
I'm glad to hear that your refinancing process went smoothly, Benjamin. It's always rewarding to know that I've been able to assist both with your initial purchase and with your latest refinance. Your continued trust is truly valued, and I'm...
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I can't say enough great things about Melissa and Embrace. She made the process so easy and quick. She also made herself available for qustions and got me a great interest rate. Melissa and Rachel and her team are incredible to work with, I...
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Reply from Owner
July 14th, 2026 04:55 PM
You were a pleasure to work with David. Glad you felt the process was easy and quick. My team and I enjoyed assisting you and please know if you need anything in the future. We are happy to help.
Melissa and the Embrace team are amazing, patient and super helpful. I haven't bought a house in a long time and Melissa was there at every email and or call. Thank you so very much.
Reply from Melissa Maynard
April 7th, 2026 03:58 PM
It's wonderful to know that you appreciated the support and patience during your home buying journey, David. I understand that navigating the process after some time away can be daunting, so I’m glad I could assist you with every step. If there's...
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Melissa is always available when I need her and is incredibly responsive to both me and my buyers. I love not having to stress, knowing I’ll have a pre-approval in hand within minutes. She’s quick to connect with buyers and schedule calls right...
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Reply from Owner
July 14th, 2026 04:57 PM
Thank you for your kind words. I always love working with you and your clients. It’s important to me that every transaction involves compassion and education, and I’m glad you recognize that. I look forward to assisting your clients in the...
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Easy process, quick responses, reasonable rates.
Reply from Melissa Maynard
April 7th, 2026 03:58 PM
Brittany, I appreciate your feedback and am glad to know that you found the process easy and the responses quick. Offering reasonable rates and making the loan experience smooth for you is a priority for me. If you ever have more questions...
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is a great loan officer! She was the perfect fit for my clients, and was great at explaining everything from beginning to end. Melissa is always available and was also able to offer my clients a great interest rate that they were really pleased...
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Reply from Melissa Maynard
April 7th, 2026 03:58 PM
Megan, it's wonderful to hear that everything aligned well for your clients and that you appreciated the support throughout their journey. I aim to ensure understanding at each step, and I'm glad the interest rate was satisfactory for them....
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Process is easy to navigate
Reply from Melissa Maynard
April 7th, 2026 03:58 PM
I'm glad to know that you found the process easy to navigate, Charvis. Ensuring a straightforward experience is important to me, and I'm pleased it resonated with you. If you ever have further questions or need assistance, please reach out...
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About
Melissa Maynard (NMLS #2105169) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Melissa provides comprehensive home financing solutions with Embrace Home Loans. Melissa Maynard brings her expertise and dedication to our team as an experienced loan originator. With a passion for helping clients achieve their homeownership dreams, Melissa prides herself on providing personalized service and streamlined solutions. Contact Melissa today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2105169
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.