Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Cecilee B
    Weston, WI
    Posted on May 15th, 2023 02:21 PM
    Melissa was a great asset to our home buying experience! It could not have gone better!
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    Sue H
    Weston, WI
    Posted on May 13th, 2023 01:00 PM
    Melissa is always great to work with! Very responsive, knowledgeable and always happy to help! Thanks as always for a great job Melissa!
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    Jennifer H
    Nekoosa, WI
    Posted on May 4th, 2023 10:37 PM
    Excellent communication and immediate responses made this process easy.
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    Richard H
    Nekoosa, WI
    Posted on May 4th, 2023 04:28 PM
    Took a lot of stress out of the home buying process!
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    Timothy L
    Marshfield, WI
    Posted on April 30th, 2023 06:49 AM
    Answering all my questions and letting me know every option available, as well as going above and beyond to answer my questions right away even after business hours into the night and on weekends
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    Sarah S
    Wisconsin Rapids, WI
    Posted on April 17th, 2023 11:01 PM
    Melissa made the process much less stressful and answered all of my questions, no matter the day or time. She explained everything so well and was with me every step of the way!
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    Anthony K
    Wausau, WI
    Posted on April 13th, 2023 12:17 AM
    You were right on top of things it was easy and professionally done plus you save me a lot of money which I very much appreciate it. You made the whole house buying very easy and very professionally done you were kind you understood what we...
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    Sunnydwalker
    Wausau, WI
    Posted on April 13th, 2023 12:00 AM
    Melissa is a godsend she helped us acquire our home with very little help on our side she did everything she's a true professional and I highly recommend her to anyone that is looking for a home mortgage. If you had any questions she had the...
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    Matthew L
    Mosinee, WI
    Posted on April 10th, 2023 12:21 AM
    You guys made it all go smoothly
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    Dustin B
    Oshkosh, WI
    Posted on March 16th, 2023 05:39 PM
    Good communication, helped at every step, overall made the process easy and straightforward.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.