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Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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Range
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
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    Donald O
    Nekoosa, WI
    Posted on August 18th, 2023 04:09 PM
    Just the fact Melissa help make what I thought was a long shot a reality
    Reply from Melissa Karcher
    December 31st, 2024 10:26 AM
    Thank you for trusting me with your dream!! I am so very happy for you and your family! Congratulations again!
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    Saul L
    Wisconsin Rapids, WI
    Posted on August 16th, 2023 01:26 PM
    Outstanding level of service. Melissa is passionate and super professional about her job. She was just amazing every step of the process
    Reply from Melissa Karcher
    December 31st, 2024 10:26 AM
    Thank you so much for the nice review Saul. I am so happy for all of you! Enjoy your new vacation home!
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    Charlene C
    Poy Sippi, WI
    Posted on August 13th, 2023 07:28 PM
    Melissa would always keep in touch with us and got back to us in a timely manner. She made the financing experience pleasurable.
    Reply from Melissa Karcher
    December 31st, 2024 10:26 AM
    Thank you so much for the nice review Charlene. I am so happy for you! Enjoy your new home!
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    Kenneth C
    Poy Sippi, WI
    Posted on August 10th, 2023 10:03 PM
    Having great help with questions
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    Cal N
    Stevens Point, WI
    Posted on August 6th, 2023 03:50 PM
    Everything was easy and all my questions were answered and explained well
    Reply from Melissa Karcher
    December 31st, 2024 10:26 AM
    Thank you so much for the nice review Charlene. I am so happy for you! Enjoy your new home!
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    Samuel A
    Schofield, WI
    Posted on July 30th, 2023 02:26 PM
    Communication was timely and all of our questions were answered in an excellent way.
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    Jennifer A
    Schofield, WI
    Posted on July 29th, 2023 08:19 PM
    It was a great experience
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    Adam K
    La Crosse, WI
    Posted on July 28th, 2023 11:19 AM
    Melissa was very knowledgeable and easy to work with.
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    Saul L
    Posted on July 26th, 2023 08:43 PM
    What an amazing experience! Above and beyond… Melissa is not only a loan officer but a super amazing professional in every aspect of her business.. she has been a 10 plus star.. Commitment, service and most importantly she cares…. Not only...
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    Patrick T
    Nekoosa, WI
    Posted on July 23rd, 2023 02:24 PM
    With a tight window to close, Melissa was extremely collaborative and communicative which allowed for an fast and smooth process that hit our deadline.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.