Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Ross S
    Wisconsin Rapids, WI
    Posted on November 21st, 2023 03:42 PM
    Melissa was very helpful and was willing to help us outside of business hours which we are greatful for!
    Reply from Melissa Karcher
    December 31st, 2024 10:26 AM
    I'm thrilled to hear that you found our service satisfactory, Ross! It's my goal to provide a seamless and flexible service to all my clients, no matter the hour. Your kind words and positive rating truly mean a lot. I'm here to help you anytime...
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    Rachel C
    Wausau, WI
    Posted on November 21st, 2023 02:45 AM
    Melissa was there for every question I had in a timely manner. Being a first time homebuyer, this went as smooth as it could have and the whole process was as stress free as it could have been.
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    Kim G
    Weston, WI
    Posted on October 26th, 2023 01:44 PM
    Melissa did a great job throughout the whole process. Working with her for the second time I would highly recommend her.
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    Diane J
    Wisconsin Rapids, WI
    Posted on October 25th, 2023 12:14 AM
    Good job Melissa!
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    Laura K
    Weston, WI
    Posted on October 22nd, 2023 01:07 PM
    Being a first time home buyer was a bit scary along with many unknowns. Melissa helped ensure I knew exactly what I was doing and was always able to answer any questions I had.
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    Matthew D
    South Milwaukee, WI
    Posted on October 19th, 2023 01:58 PM
    Clear and responsive communication.
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    Chris W
    Wisconsin Rapids, WI
    Posted on October 16th, 2023 10:38 PM
    Amazing job, once again Melissa!! Rescuing a Big-bank deal gone array.. and bringing all of us to closing, with a 6 day turnaround. Plus a re-appraisal! Awesome, awesome work, and all the more reason to start with you, or have you as a backup...
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    Susan H
    Weston, WI
    Posted on October 14th, 2023 11:35 AM
    Melissa is great to work with! Always available for questions and a huge help in explaining the process when there are questions. Love working with her!!
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    Jack F
    Merrill, WI
    Posted on October 13th, 2023 03:32 PM
    Melissa came in to recover this transaction. The original lender could not come through with the original loan, and Melissa came in and saved the day!
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    Heather M
    Merrill, WI
    Posted on October 12th, 2023 02:45 AM
    Melissa went above and beyond for us through the loan process as first time home buyers! She remained patient dealing with our million plus questions. 10/10 recommendation.
    Reply from Melissa Karcher
    December 31st, 2024 10:26 AM
    I'm thrilled to hear your positive feedback, Heather! Assisting first time home buyers through the loan process is always a unique and rewarding experience. Your million plus questions were more than welcome, as my goal is to ensure you feel...
    read more
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.