Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Jason J
    Schofield, WI
    Posted on July 27th, 2021 07:04 PM
    Very good communication and simply answering questions.
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    Holly S
    Stratford, WI
    Posted on July 20th, 2021 03:15 AM
    Thank you.
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    M
    Margaret F
    Wisconsin Rapids, WI
    Posted on July 19th, 2021 05:42 PM
    Melisa Karcher was efficient yet flexible with us. She was a pleasure to work with!
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    Thomas F
    Wisconsin Rapids, WI
    Posted on July 16th, 2021 04:44 PM
    Great communicator…responsive and helpful at ever turn. Recommend her highly,
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    J
    Jennifer S
    Rothschild, WI
    Posted on July 11th, 2021 03:31 PM
    Working with Melissa was a breeze! She made everything so easy. I highly recommend her and her team.
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    B
    Brandon B
    Wausau, WI
    Posted on July 10th, 2021 02:35 PM
    Melissa was very helpful and answered our questions in a timely manner. She made our home buying a very positive experience!
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    Xeng K
    Wisconsin Rapids, WI
    Posted on July 7th, 2021 06:06 PM
    Melissa was there every step of the way. She also went above and beyond to make things work and ways for us to save money. The others involved were all amazing as well. Very fast and on the ball to help us see what we could get approved for...
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  • Zillow
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    Randi W
    Posted on July 7th, 2021 12:00 AM
    Melissa made the entire process so easy. She explained everything in detail so we didn’t skip a beat. She responded fast and kept in contact throughout the whole process.
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    Nathan W
    Waupaca, WI
    Posted on July 7th, 2021 12:00 AM
    Melissa made the entire process so easy. She explained everything in detail so we didn’t skip a beat. She responded fast and kept in contact throughout the whole process.
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    Sarah R
    Stevens Point, WI
    Posted on July 5th, 2021 12:47 PM
    Melissa and her team at Prosperity made my home buying experience so enjoyable. Melissa’s expert knowledge, her patience, and her excellent communication kept me informed and confident through the entire process. I highly recommend Melissa...
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.