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Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
View All days
Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
    S
    Srinivasarao Y
    Kronenwetter, WI
    Posted on October 18th, 2021 10:51 PM
    Ahead notification of upcoming documents, process explained in clear way, good interaction.
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    Andrew S
    Wisconsin Rapids, WI
    Posted on October 11th, 2021 12:32 AM
    Nice friendly
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    A
    Angela E
    Weston, WI
    Posted on October 7th, 2021 10:44 PM
    Melissa helped us figure out the best way to make our refinance work the best for us
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    Rebecca S
    Wausau, WI
    Posted on October 6th, 2021 11:16 PM
    Melissa was awesome to work with throughout the process and very willing to answers my questions and explain anything I didn't understand.
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    Cynthia B
    Wausau, WI
    Posted on October 6th, 2021 10:27 AM
    We were from our of state and I feel Melissa and her co workers did everything thing they could to help us. They were always there to answer questions. They made things very pleasant.
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    Clark B
    Ringle, WI
    Posted on October 2nd, 2021 02:32 AM
    Very easy to get in touch with, straight forward about what was needed
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    Del B
    Wausau, WI
    Posted on October 2nd, 2021 01:18 AM
    Melissa was great she told me things that I didn't know about in the VA loan process.
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    John N
    Wausau, WI
    Posted on September 29th, 2021 08:44 PM
    Great communication, prompt and timely answers to questions
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    Rebecca D
    Plover, WI
    Posted on September 27th, 2021 05:07 PM
    Great communication, fast call back times
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    Lisa N
    Wausau, WI
    Posted on September 23rd, 2021 02:47 PM
    Melissa let us know what was happening every step of the way. Easy upload of documents.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.