Melissa Beard
Loan Officer : NMLS# 846471
Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior t... Show More
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closed
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8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Melissa is a pleasure to work with. As a real estate agent, I feel confident referring her to my buyer clients. She's patient, explains the process throughout and closes my transactions on time. Her experience and professionalism are top notch!...
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Reply from Melissa Beard
September 21st, 2026 08:11 PM
Karen, I'm thankful for your kind words and for trusting me with your buyer clients at Nova Home Loans. It's wonderful to know that my patience and professionalism have been valuable in closing transactions on time.
Melissa is easy to understand, very efficient and the entire process was very timely, professional, relaxed and positive. A truly great experience.
Reply from Melissa Beard
September 15th, 2026 01:55 PM
Heidi, I'm happy to hear that you had a positive and relaxed experience with me at Nova Home Loans. Thank you for your kind words about my efficiency and professionalism.
Smooth ane easy process
Reply from Melissa Beard
August 31st, 2026 12:05 PM
Kyle, I'm glad to hear that you found the process smooth and easy. Thank you for sharing your experience with me at Nova Home Loans.
Melissa is very good with keeping me updated on the loan, quick to send the prequal, etc.
can reach out to her at anytime. I refer my clients to her when they need financial assistance when purchasing a home.
Reply from Melissa Beard
August 24th, 2026 02:49 PM
Dolores, I'm grateful for your kind words and for referring your clients to me for their home purchasing needs. It's wonderful to know that you appreciate the updates and quick responses. Thank you for your trust and support!
Great services, friendly and knowledgeable. I am of a few words but I am grateful and appreciative of the hard work in helping get home.
Reply from Melissa Beard
August 24th, 2026 06:28 PM
Victor, I'm pleased to hear that you found my services helpful in your home buying journey. Thank you for your kind words and appreciation.
Great communication
Reply from Melissa Beard
July 2nd, 2026 09:34 PM
Veronica,
Thank you for your survey. I strive to provide great communication. Looking forward to working with you again.
work very hard for me, didn't matter if it was evening or the weekends. I could not have asked for a better loan officer. When I buy my next condo, I will be reaching out to Melissa.
Reply from Melissa Beard
June 30th, 2026 10:04 PM
Chris, I appreciate your kind words. It was my pleasure to assist you, and I look forward to helping with your next condo purchase. Thank you for choosing me as your loan officer!
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About
Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#846471
- AZ
- CA
Disclaimer
Melissa Beard, Senior Loan Officer , NMLS #846471 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity |