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Megan Sawamura - Branch Leader | Co- Creator in Encinitas, CA

Megan Sawamura

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Branch Leader | Co- Creator

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We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make better neighbors and build stronger communities for us all.We created the NEO logo as a symbolic commitment to our relati... Show More
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Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
94%
4 Star
4%
3 Star
1%
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Reviews from Web
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    Myron K
    Oceanside, CA
    Posted on September 18th, 2026 08:22 PM
    Obviously, buying a home is a stressful process so having a team proactively communicate and be available to answer questions goes a long way to alleviating some of the that.
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    Jack H
    Posted on September 9th, 2026 11:18 PM
    Megan, Anthony, Camryn and the rest of the team helped us out immensely to find the right loan for us and take us through the finish line of buying our new home. The team was readily available to give us frequent updates and answered all our...
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    Roger M
    Hemet, CA
    Posted on August 27th, 2026 03:52 PM
    Communication we never had a problem getting in touch with anyone There was always a quick response to any questions or concerns we had
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    John L
    Posted on August 17th, 2026 12:00 AM
    Megan, Camryn, and Anthony and the rest of her team were great to work with from beginning to end. They were super fast with providing pre-approvals and throughout the entire loan process were great at handholding us through our home purchase....
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    Michele S
    San Diego, CA
    Posted on July 20th, 2026 12:00 AM
    Megan and her Team recently helped me obtain the loan for my new home and I can wholeheartedly recommend them for their professionalism, industry knowledge, responsiveness and clear communication throughout the entire process.
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    Michele S
    Posted on July 20th, 2026 12:00 AM
    Megan and her whole team at Gem Lending were fantastic! From every aspect of the process, I was in highly capable hands. They were incredibly knowledgeable, efficient and professional, as well as being friendly and warm. I appreciated Megan's...
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    Michele S
    San Diego, CA
    Posted on July 14th, 2026 11:33 PM
    The whole Team at Gem Lending was incredibly capable with helping me obtain my loan for my home. From Megan's expert guidance, to Camryn's responsive communication and explanation of all things related to the loan and Anthony's professional...
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    Sean D
    Makawao, HI
    Posted on July 1st, 2026 02:00 AM
    Megan was diligent, thorough, and very informative throughout the entire process. She did a great job getting us through the biggest purchase of our lives.
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    Sean D
    Posted on July 1st, 2026 12:00 AM
    Best lending team EVER.
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    Justin S
    San Diego, CA
    Posted on June 8th, 2026 03:33 PM
    Megan and her team were absolutely amazing throughout my home buying process. My realtor connected me with Megan, and even though she was traveling, she took my call right away and got everything started without missing a beat.The entire team...
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    About
    We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make better neighbors and build stronger communities for us all.We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
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    Disclaimer
    BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access