

Matthew Frano
Mortgage Loan Officer | NMLS # 1165336

My name is Matt Frano and I believe a mortgage should be about building relationships, and helping customers achieve their home financing goals, not just a transaction. My mission is to get you the right loan!
We offer a wide range of loan ... Show More
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Reviews from Web
Matt was very communicative with us and very understanding and flexible with our unique mortgage needs. He kept us updated on the "next steps" throughout the process and was very responsive to our questions. As a first time homebuyer, working...
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Reply from Matthew Frano
December 14th, 2023 02:00 AM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
Matt Frano was great to work with at Costal Towne Mortgage. The Towne family is by far the superior banking, mortgage, and overall financial institution in Hampton Roads. Towne provides personal attention with a high-level of expertise to each...
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Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Pauline! Your feedback made my whole day! It was a pleasure to make this new home happen for you and your family, and I'll be sure to pass your kind words on to the rest of the team!
Due to the nature of being self-employed, I knew there would be lots of moving parts. Matt and his team guided me through the process. Appreciate all the hard work to get us to closing! Thanks again!
Reply from Matthew Frano
December 11th, 2023 04:19 PM
We're grateful for your positive review and hope to work together again in the future.
Extremely knowledgeable and professional. Met and then exceeded all of our needs during this complicated process.
Reply from Matthew Frano
November 22nd, 2023 09:27 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
The constant communication and help you gave through the whole process. Going the extra mile and helping us both in every way you possibly could.
Reply from Matthew Frano
November 17th, 2023 03:02 PM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
Matthew Frano has received a review with 5 star rating from Erin R
Reply from Owner
January 9th, 2026 10:50 AM
Thank you, Erin!
Open communication and making sure our needs were met. Never pressured and always checked on us during the process!
Reply from Matthew Frano
November 8th, 2023 04:06 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
Matt was amazing throughout the whole process. He made everything simple and was extremely efficient. When negotiations got rocky, he stepped in and fought for our best interests. Would use him again in a heartbeat!
Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Stephanie! It was a pleasure working with you!
Matt was great throughout the whole process. Made it easy and was extremely efficient. When things got a little rocky with negotiations, he really stepped up and looked out for our best interest. Would use him every time!
Reply from Matthew Frano
November 6th, 2023 09:39 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Matthew Frano has received a review with 5 star rating from Ryan W
Reply from Owner
January 9th, 2026 10:50 AM
Thank you, Ryan!
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About
My name is Matt Frano and I believe a mortgage should be about building relationships, and helping customers achieve their home financing goals, not just a transaction. My mission is to get you the right loan!
We offer a wide range of loan products including VA, FHA, Conventional, Investment Loans, Construction Perm, 203k Rehabilitation loans, VHDA, FHLB and many more!
Call or email me today and let’s get started on achieving your home financing goals. I was born and raised in the Hampton Roads area and graduated from University of Central Florida. My father is a retired Officer who served over 30 years in the US Navy and I truly understand what it means when they say “Home is where the military send us.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- University of Central Florida Alumni Club
- Mortgage Loan Officer
Addresses and Serving Areas
Primary Serving Area
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1165336
Hobbies
- Snowboarding
- Golf
- Running
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Disclaimer
Coastal Towne Mortgage. NMLS 1752127. Equal Housing Lender.
Coastal Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Coastal Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Coastal Towne Mortgage mortgage loan officers live in your communities and know the area.
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