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Matthew Toth - Senior Mortgage Specialist in Roseville, CA

Matthew Toth

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Senior Mortgage Specialist

4.84
(282)
Company Logo
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.84
(282)
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Reviews from Web
  • 3.75
    Encompass
    D
    Devyn P
    CARTERVILLE, IL
    Posted on June 29th, 2026 02:28 PM
    People wer nice and responded quickly. The overall length of the process took an exorbitant amount of time compared to my mortgage, or the HELOC that I had before this one.
  • 5.0
    Encompass
    S
    Sharon W P
    CLAYTON, NC
    Posted on June 27th, 2026 02:04 PM
    Matt took time to explain how the process worked, and how money could be saved, and improving our debt.
  • 5.0
    Encompass
    M
    Mary K
    MOUNTAIN HOME, ID
    Posted on June 27th, 2026 01:25 PM
    Mathew was friendly, professional and courteous. The process was very easy and took very little time. We understood the entire process thanks to Matthew's ability to explain the paperwork and how the lending was accomplished.
  • 5.0
    Encompass
    C
    Cindy R A
    Fort Worth, TX
    Posted on June 23rd, 2026 06:29 PM
    Matt was very helpful, knowledgeable and nice. I was very skeptical at first but he assured me this was a good decision if we wanted to be debt free at retirement. So we did it!!!!
  • 5.0
    Encompass
    P
    Phillip R C
    CINCINNATI, OH
    Posted on June 20th, 2026 12:30 PM
    Fast approval and
    Reply from Matthew Toth
    June 29th, 2026 05:46 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    S
    Stacy N C
    FLORENCE, AZ
    Posted on June 19th, 2026 03:22 PM
    Great customer service . Attention to detail.
    Reply from Matthew Toth
    June 26th, 2026 03:22 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    Encompass
    G
    Glenn T K
    CHARLOTTE, NC
    Posted on June 19th, 2026 10:18 AM
    My loan agent Matthew Toth was Amazin, from the very beginning he ease my mind about the entire experience..he was always available to assist @ every stage of the process..I will definitely be recommending ..thank you Matt
    Reply from Matthew Toth
    June 26th, 2026 01:04 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    S
    Stacy M
    OLATHE, KS
    Posted on June 17th, 2026 01:41 PM
    It was all so easy and seamless!
    Reply from Matthew Toth
    June 24th, 2026 01:42 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 4.75
    Encompass
    R
    Regina L H
    RICHMOND, VA
    Posted on June 15th, 2026 08:33 PM
    It was a learning experience. It was good! Thank you
    Reply from Matthew Toth
    June 22nd, 2026 08:33 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • 4.75
    Encompass
    H
    Heather G
    LYNNWOOD, WA
    Posted on June 15th, 2026 06:05 PM
    Easy quick turnaround, minimal work on my end. Fast response to inquiries.
    Reply from Matthew Toth
    June 22nd, 2026 06:06 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • 10 of 282
    About
    Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience. We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
    Products & Services
    Mortgage Loan Officer
    359
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #2079115
    Disclaimer
    GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Alabama Consumer Credit License 22277, Arizona – NMLS #30336; Arizona Mortgage Banker License #0935960, California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4170047, Colorado – NMLS #30336 Regulated by the Division of Real Estate. Mortgage Company Registration, Connecticut – NMLS #30336 Connecticut Mortgage Lender License # ML-30336, D.C. – Mortgage Lender License #MLB30336, Money Lender License #ML30336, Delaware Lender License 018071, Georgia – Georgia Department of Banking and Finance Georgia Mortgage Lender License #42733, Florida – NMLS #30336 Florida Mortgage Lender Servicer License # MLD898, Hawaii – Hawaii Mortgage Servicer License #MS136, Mortgage Lender License #HI-30336, Idaho – Idaho Mortgage Broker/Lender License # MLB-8279, Indiana – Indiana-DFI First Lien Mortgage Lending License, Indiana-SOS Loan Broker License, License # 30336 License # 28067, Kansas – NMLS #30336 Kansas licensed mortgage company License # MC.0025206, Maine – Supervised Lender License # 30336, Maryland – Mortgage Lender License # 21172, Minnesota – Minnesota Residential Mortgage Originator License, License # MN-MO-30336, Minnesota Residential Mortgage Originator License Other Trade Name #30336.1, Minnesota Residential Mortgage Originator License Other Trade Name #30336.2, Missouri – MO Company Registration NMLS# 16-2269; 435 Nichols Road, Suite 200, Kansas City, MO 64112-2006, Nevada – Nevada Mortgage Banker License # 3919, Nevada Broker License #4260, New Jersey – Licensed by the N.J department of Banking and Insurance NMLS# 30336; New Jersey Residential Mortgage Lender License NMLS# 30336, New Mexico – New Mexico Mortgage Loan Company License NMLS# 30336, North Carolina – North Carolina Mortgage Lender License NMLS# 30336, License# L-165599, Ohio – Ohio Mortgage Loan Act Certificate of Registration #SM.501942.000, Ohio Mortgage Broker Act Mortgage Banker Exemption MBMB.850271.000, • Oklahoma Mortgage Lender License ML010697; Oklahoma Mortgage Lender License #1 ML010696; Oklahoma Mortgage Lender License #2 ML010897, Oregon – #30336 Oregon Mortgage Lender License #ML-3256, Pennsylvania – PA Mortgage Lender License #52769, South Carolina – South Carolina Board of Financial Institutions Mortgage Lender/Servicer License #MLS-30336, Mortgage Lender/Servicer License #MLS-30336 OTN #1, Mortgage Lender/Servicer License #MLS-30336 OTN #2, Tennessee – Tennessee Mortgage License #125485, NMLS# 30336, Texas – Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336, Utah – Utah DRE Mortgage Entity License 6967176, Utah DRE Mortgage Entity License Other Trade Name#1 #9572003, Utah DRE Mortgage Entity License Other Trade Name#2 #9573336, Virginia Broker License, Virginia Lender License, Washington Consumer Loan Company License #CL-30336; and Wisconsin Mortgage Broker License #30336BR NMLS ID #30336. www.nmlsconsumeraccess.org