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Matthew Reed, NMLS ID#642700
Branch Manager

Matt Reed is a trusted Loan Officer with ALCOVA Mortgage, helping homebuyers and homeowners achieve their real estate goals since 2004. Matt specializes in VA, FHA, USDA, and conventional home loans, as well as home refinance options. He al...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
What made this experience great to me was how kind, understanding, patience everyone was. I wish I could have met in person 🙂. My anxiety was high but they made me calm and at ease through the whole process. Much love to each and every one...
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Reply from Matthew Reed
May 20th, 2026 05:02 PM
Roneisha, I'm pleased to hear that the team and I were able to provide kindness and patience throughout your experience. It's important to me that we helped ease your anxiety during the process. If there's anything more I can do for you, please...
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Matt was very personable and responsive . He explained the timing to lock-in and he coordinated all the support for securing a VA loan Well done , Matt
Reply from Matthew Reed, NMLS ID#642700
May 11th, 2026 12:58 PM
Marty, it was an absolute pleasure working with you sir. That is one beautiful home that I wish you all the happiness in for years to come. Thank you so much!
From the moment we were introduced through a friend, Matt Ramsey treated our mortgage process like a priority. He moved quickly to get us pre‑approved and then guided us through each step with clarity and precision. Numbers that felt foreign...
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Reply from Matthew Reed, NMLS ID#642700
April 22nd, 2026 09:11 PM
MJ, thank you! The pleasure was all mine sir. My team and I wish you all the best in your awesome new home! Thank you for recommending ALCOVA Mortgage and sharing your positive experience. If there's anything more I can assist you with, please...
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Matthew and Brandon helped me and my family find a great home and get approved at a great rate! They were very informative and made everything easy to understand. Paperwork was easy and smooth! Very happy with my experience with them!
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Reply from Matthew Reed
April 7th, 2026 02:20 PM
I'm glad to hear that you and your family had a positive experience working with Brandon and me, Michael. Ensuring that the process was clear and smooth is always a priority. If there’s anything more I can do to assist you, please feel free...
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Matt helped me through every step of the process, and did so happily. I know I called him over and over for the most minor questions and concerns but he never once complained and was always happy to help and reassure me. He was truly my biggest...
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Reply from Matthew Reed, NMLS ID#642700
March 20th, 2026 03:20 PM
The team and I are so truly grateful for these kind words Gwen. It was a privilege to support you throughout the process and provide the reassurance you needed. If there's ever anything more you need or any questions arise, please don't hesitate...
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Thank you so much!
Reply from Matthew Reed, NMLS ID#642700
March 20th, 2026 03:22 PM
Congrats on your new home Rebecca! We can't thank you enough for choosing Alcova. If there's anything more I can do for you, please don't hesitate to reach out.
Matt was awesome! My home-buying experience wasn’t exactly a traditional one since I own a small trucking business while also working a full-time W-2 job — and if you know, you know. That can make things a little more complicated, but Matt...
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Reply from Matthew Reed, NMLS ID#642700
March 16th, 2026 02:24 PM
Braxton my team and I are over the moon to hear about your positive experience. Navigating the complexities of your unique situation was definitely a priority, and I'm glad to know that both Amy and I were able to support you throughout the...
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Thank you so much for your professionalism and the exceptional way you guided me through the entire process. You made every step clear, efficient, and easy to understand. I truly appreciate your patience, your attention to detail, and the way...
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Reply from Matthew Reed, NMLS ID#642700
March 11th, 2026 08:27 PM
Your generous review is truly appreciated Abedy. My team and I are absolutely thrilled for you and your family!
Matthew was amazing during the stressful process of buying my home. He took time in explaining the process to me step by step and his expertise in the matter spoke for itself. He was always available for phone calls which is something that...
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Reply from Matthew Reed
March 10th, 2026 02:10 PM
Stacie, thank you for sharing your experience. Guiding you through each step and ensuring availability were important to me during the home-buying process. I'm glad to have been able to support you during what can be a challenging time. If...
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Matt has gone above and beyond to make sure I understand the whole process and that I’m comfortable by the time we get off the phone. There have been many times (already) that I have had to call him randomly throughout the day with questions...
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Reply from Matthew Reed, NMLS ID#642700
February 23rd, 2026 08:21 PM
Gwen, I'm genuinely appreciative of your kind words. It's important to me that you feel comfortable and informed throughout the process. I'm glad I've been able to address your questions and concerns whenever they arise. Can't thank you enough,...
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About
Matt Reed is a trusted Loan Officer with ALCOVA Mortgage, helping homebuyers and homeowners achieve their real estate goals since 2004. Matt specializes in VA, FHA, USDA, and conventional home loans, as well as home refinance options. He also works with investors on DSCR loans, hard-money fix-and-flip financing, and down payment assistance programs. Known for a personalized, consultative approach, Matt helps clients build long-term wealth through real estate with clear guidance and flexible lending solutions backed by ALCOVA Mortgage’s A+ Better Business Bureau rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Purchase and refinance home loans
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
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651
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Positions
- Alcova Mortgage - Loan OfficerApr 24, 2023 - Current
Memberships
- Homebuilder Association of Fayetteville
- Longleaf Pines Realtors
- Hope Mills Church of God
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Addresses and Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID#642700
Awards
#3 in total DSCR l...
Achievements
- Branch Manager, 2024 The Dream Team LO incentive champion, 2025 The Dream Team LO incentive champion
Hobbies
- Watch collecting
- Hunting
- Baseball glove relacing
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Disclaimer
ALCOVA Mortgage, LLC | Company NMLS ID# 40508 | (www.nmlsconsumeraccess.org)
308 Market Street, SE | Roanoke, VA 24011