Matthew Lipham
Mortgage Loan Officer
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
Contact Info
Daphne, AL
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The loan processed quickly
Cannot say enough good things starting with the Ability to answer the phone from 1pm to 1am with no complants and to find the answer when no one knows very responsive and has help multiple buyers of mine to make the process easy and fast all...
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Matthew was very responsive and knowledgeable
Reply from Matthew Lipham
August 18th, 2026 02:05 PM
Dustin, I'm grateful for your kind words. It's good to know that my responsiveness and knowledge met your expectations. If you have any more questions or need further assistance, feel free to reach out.
Matthew went above and beyond with my clients. My clients were first-time homebuyers and needed his expertise to walk them through the entire mortgage process. His professionalism, organizational and communication skills were outstanding. He...
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Very responsive and quick moving. Easy to communicate with and easy to work with. Enjoyed working with them.
Reply from Matthew Lipham
May 31st, 2026 12:13 PM
Rachael, I'm happy to hear that you found the process easy and enjoyable. I appreciate your kind words about my responsiveness and communication. If you ever need assistance again, feel free to reach out.
We moved across the country, first time buying a house i really was grateful that matt listned to our needs and very clearly explained everthing to us. We also had a very short time to close when our other lender dropped the ball but local...
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Reply from Matthew Lipham
May 21st, 2026 06:26 PM
Sharon, I'm so pleased to hear that I could assist you with your first home purchase and make the cross-country move smoother. It's great to know that everything was explained clearly and that we were able to meet your tight closing timeline....
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Very communicative and closed in record time!!!!
We had a last minute change to our application when our buyer fell through at the last minut. Even with that last minute hiccup, we still were able to close on time and at the terms originally quoted.
Reply from Matthew Lipham
May 21st, 2026 02:13 PM
Samuel, I'm glad we were able to navigate the last-minute change and still close on time with the original terms. Thank you for trusting me with your mortgage needs. If you have any further questions or need assistance in the future, please...
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Matthew was amazing, we had to quickly switch lenders with only 2 weeks to close or we would of been homeless. We were moving from Kenosha Wisconsin to Elberta Alabama. Jobs lined up to start on May 11th. Him and his team were able to get it...
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Reply from Matthew Lipham
May 18th, 2026 02:18 PM
Victoria, I'm pleased to hear that I could help make your move from Kenosha to Elberta seamless and timely. My team and I are grateful for the opportunity to assist you during such a crucial time. If there's anything else you need in the future,...
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Matthew reached out in the beginning of the process and has great communication skills. We have tricky deal going and so far we are off to a very good start!
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Loan Consultations
FHA, USDA, VA, Conventional loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
1914
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2542319
Disclaimer
Member FDIC. Equal Housing Lender.