Matthew Lipham
Mortgage Loan Officer
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c...... Show More
Location & Business Hours
Friday
closed
Saturday
closed
Sunday
closed
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Reviews from Web
We moved across the country, first time buying a house i really was grateful that matt listned to our needs and very clearly explained everthing to us. We also had a very short time to close when our other lender dropped the ball but local...
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Very communicative and closed in record time!!!!
We had a last minute change to our application when our buyer fell through at the last minut. Even with that last minute hiccup, we still were able to close on time and at the terms originally quoted.
Matthew was amazing, we had to quickly switch lenders with only 2 weeks to close or we would of been homeless. We were moving from Kenosha Wisconsin to Elberta Alabama. Jobs lined up to start on May 11th. Him and his team were able to get it...
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Matthew reached out in the beginning of the process and has great communication skills. We have tricky deal going and so far we are off to a very good start!
It was the easiest process with Matthew he got me in my house 2 weeks early wouldn't want anyone else to be my loan officer.
Reply from Matthew Lipham
April 14th, 2026 02:10 PM
Ezekiel, I'm so glad to hear that the process went smoothly and that you were able to move into your house earlier than expected. Thank you for trusting me as your loan officer; it was a pleasure working with you. If you need anything in the...
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Matt & Beth were AMAZING!!! We can't speak highly enough about them. I've already recommended them to a friend. Thank you so much!
Reply from Matthew Lipham
February 24th, 2026 03:06 PM
Charles, I truly appreciate your kind words and your recommendation. It was a pleasure to assist you alongside Beth. If there's anything more I can help with in the future, please feel free to reach out. Thanks again!
Matthew provided exceptional service to my out-of-state buyer. His communication, attentiveness to detail, and quick response time made for a very smooth transaction from start to finish. I highly recommend Matthew to any buyer or other real...
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Matthew was fantastic to deal with Extremely responsive and helpful
Swift responses and great communication for getting everything organized and explaining the process in full
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Specialities
Loan Consultations
FHA, USDA, VA, Conventional loans
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Addresses and Serving Areas
Serving
Year Started
1914
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2542319
Disclaimer
Member FDIC. Equal Housing Lender.