

Matt McCarthy at Griffin Funding
Loan Officer


Salem University
Matt McCarthy is a seasoned mortgage and real estate professional with over 20 years of experience helping clients structure financing with strategy and precision. Based in Griffin Funding’s Irvine office, Matt joined the company in March 2... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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above and beyond
Reply from Matt McCarthy
July 29th, 2026 04:58 PM
Thank you, Jeannine, for your kind words. I'm pleased to know that your cash-out refinance experience at Griffin Funding was above and beyond your expectations. If you need any further assistance, please feel free to reach out.
Matt and his team are great listeners and problem solvers!
Reply from Matt McCarthy
May 18th, 2026 01:24 PM
I'm grateful for your kind words, Dale. It's appreciated to know that you found my team and me to be great listeners and problem solvers. Thank you for choosing Griffin Funding!
Underwriting process took nearly two months and should have been much more prompt.
Reply from Matt McCarthy
July 9th, 2026 07:13 PM
Thank you for your feedback, James. I'm sorry to hear about the delay you experienced during the underwriting process. Please reach out to me directly so we can discuss this further and work towards a resolution.
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About
Matt McCarthy is a seasoned mortgage and real estate professional with over 20 years of experience helping clients structure financing with strategy and precision. Based in Griffin Funding’s Irvine office, Matt joined the company in March 2025 and has quickly become a rising star—known for his work ethic, responsiveness, and commitment to excellence. Matt is a DSCR-only Loan Officer, focused exclusively on business purpose lending for real estate investors. He works with investors nationwide, delivering a streamlined, investor-friendly experience designed to help clients acquire and grow their rental portfolios efficiently. Matt currently originates DSCR loans in all eligible states except Oregon, Idaho, Nevada, South Dakota, Utah, Florida.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Fixed Rate Mortgages
Non-QM
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Education
- Salem UniversityEconomics and International RelationsB.S. Business Administration

Positions
- Pivotal Capital Group - SVPDec 15th, 2014 - May 5th, 2023
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
Awards
Griffin Funding Ri...
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 300, San Diego, CA 92101. (888) 721-0003.