Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Matt's patience and understanding with our tech savvy knowledge..lol! Love Matt's honesty and integrity. Sorry to say..rare these days! He genuinely serves his clients with their wellbeing in mind. We trust him 100% with our mortgage needs....
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Matt made it Great and tried his best to help us fill things out that we found hard to complete.
"Thank You Matt".
Matt answered any questions I had about the entire refinance issues. He was especially enlightening on what I needed to get me through this entire process with ease. Thanks Matt for all your help
From start to finish Matt kept me informed every step of the way. And how quick the whole process was, was great. Thanks Matt
As a first time homebuyer Matt was super helpful. With many concerns and questions about the home-buying process and loan side of the equation, the entire process from start to finish was simplified due to the expertise of Matt. He broke down...
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Matt was super to work with, answered all of our questions, followed through on every step of the way. This was the most pleasant of all previous refi experiences. Without hesitation, I would recommend Matt and his team at Nova to handle all...
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The entire process from start to finish working with Matt was so easy and stress-free. We've worked with other lenders in the past, and I can say without a doubt, Matt was the most efficient and fastest lender we've worked with yet. He also...
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Matt was patient and helpful. He spent time explaining things clearly so we could understand where we were during each step of the process. Things moved along smoothly and efficiently.
I have done numerous deals with Matt and for me, the best things is the "non communication"! What I mean by that is, as far as I know, each deal has gone perfectly smooth. I KNOW that is not the case, but he does not call me about every little...
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Matt was helpful and when we needed things done he helped explain how I had to do it as I'm not good at computer things. There was no pressure.
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "