

Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056

Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Reviews from Web
Process was absolutely wonderful
The process was easy and kept me informed the entire way. No stress at all.
Always updating process.
Matt was always avail for md
Your whole team worked very hard for us. You promised we would be in our new home before Sept 1 2021 and you all delivered. Very happy. Thank you
Matt is incredibly knowledgeable, and is a great communicator.
Matt and his NOVA Team of Specialists were Outstanding! Walking me through each step of the process, it was seamless; Great communication! I recommend Matt and his team to everyone who is looking to Buy a home or Refi like I did. Thanks, Matt...
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Fast responses and great customer service!
I chose NOVA because someone I trust recommended them when I bought my house and when I re-fied I chose them again. I am a neurotic person with major fears about doing major financial adjustments. NOVA never had me feeling lost to sea or out...
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Always Matt … he is my go-to for all my Lender Needs !!
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "