

Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056

Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Matt and his team were definitely on top of things, which was great. The one thing that I think would have made it even better was when docs were sent to me to sign, for an explanation each time as to what it was/for. There are many docs with...
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Matt Garnes team closed the buyer two weeks early. Had great communication throughout the process and sent email updated to keep everyone informed. Great Job!
Reply from Matt Garnes
November 21st, 2023 06:15 PM
Great working with you! Hope to do it again...
Matt, Leslie and the entire Nova teams was awesome. Thank you all for helping us getting our first home. We definitely will recommend Nova Home to our friends and family.
Reply from Matt Garnes
November 9th, 2023 10:10 PM
It was a pleasure working with you Willie, congratulations on your new home!
I didn’t think the process of buying a home, from getting preapproved through closing, would be as quick and seamless as it was for us. Matt was the guy who made that happen, within a month!! If we had to do it all over again, we would go to...
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Reply from Matt Garnes
November 9th, 2023 10:11 PM
Thank you Stella, I appreciate you guys allowing me to accompany you on this journey! Congratulations, I'm so happy for you guys :)
Excellent customer service, very knowledgeable and exceptional communication which created a smooth timely transaction. I highly recommend Matt Garnes to everyone. Thank you
Matt Garnes.
Matt kept us in the loop regarding our loan process,
thus making buying my daughter her dream home,
and we thank him for this.
It’s always a pleasure working with Matt and his team. Reliable, prompt and seamless transactions. Thank you for helping my clients have a great real estate experience!
Matt and the team went over and above for our house purchasing needs.
Reply from Matt Garnes
October 2nd, 2023 04:54 PM
Thank you John! It was an honor to work with you guys. Enjoy your new home!!!
Matt is great at keeping in constant contact throughout the process. He acted quickly on any potential issues and ensured my client was able to close on time. Stellar service and professionalism.
Reply from Matt Garnes
October 2nd, 2023 04:53 PM
Thanks Rena! I loved working with you on this transaction. I can't wait for the next one :)
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "