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Marta Lillard
Loan Officer
First Coast Mortgage Funding LLC - Ponte Vedra,FL


Florida State University
I love helping families buy or refinance with clear answers, a little humor, and someone in their corner from start to closing. The relationships I’ve built along the way mean the world to me, and I’m always excited to make new ones.
Location & Business Hours
Business Hours
Fri
9 AM to 8 PM
Sat
11 AM to 3 PM
Sun
11 AM to 3 PM
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Reviews from Web
Marta and her team were amazing. They kept my wife and I informed every step of the way. She was always available for questions even a nice time well after hours on a weekend. I can't recommend her enough.
Reply from Owner
March 4th, 2026 04:07 PM
Thanks Mark.
Super nice person. Great to work with. Will go above and beyond to help her clients. Would highly recommend.
Reply from Owner
August 3rd, 2026 06:35 PM
Thanks Joshua
Can I give her 10 stars??? Marta is absolutely amazing! She has access to great products and is super responsive. A week ago we did a HELOC and I’ve already received the funds in my account! Easiest process ever! Call her if you need a mortgage...
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Reply from Owner
March 4th, 2026 04:08 PM
Katie, thanks for the kind words. I love being your go to for your mortgage needs.
Martha worked through a rollercoaster of hoops and loops to help us secure the loan for our new house. She will make it happen! Thank you so much for your hard work!
Reply from Owner
March 4th, 2026 04:09 PM
You are welcome. Roller coaster loan that landed at the closing table.
Wonderful to work with and very patient! Bought my first house with her and she was excellent!
Reply from Owner
March 4th, 2026 04:09 PM
Thank you!
Marta at First Coast Mortgage was fantastic. She made a difficult move and transition for us so much easier. She and her team made the normally difficult process very convenient and efficient. We also feel like Marta and First Coast Mortgage...
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Reply from Owner
March 4th, 2026 04:09 PM
Thanks Roger.
What can I say? A LOT! Marta has been working with me for 4 years, she is absolutely the most patient, and honest person I have had in my corner during my home buying processes. This review is under my husbands name but I owe all my dreams...
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Reply from Marta Lillard
March 4th, 2026 04:10 PM
Thank you. We worked together for years to make this happen. Glad you stuck with me.
What can I say? A LOT! Marta has been working with me for 4 years, she is absolutely the most patient, and honest person I have had in my corner during my home buying processes. This review is under my husbands name but I owe all my dreams...
read more
Reply from Owner
August 3rd, 2026 06:35 PM
Thanks Natalie.
Marta is always a pleasure to work with and I would recommend her to all of my family and friends who need a loan officer, whether buying a home or refinancing! Everyone at First Coast is First Class!
Reply from Owner
October 23rd, 2024 09:03 PM
Thanks Merry.❤️
On our first meeting we had an instant connection. She was amazing and so helpful. Marta was is one of the best.
Reply from Owner
August 3rd, 2026 06:36 PM
Thank you.
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About
I love helping families buy or refinance with clear answers, a little humor, and someone in their corner from start to closing. The relationships I’ve built along the way mean the world to me, and I’m always excited to make new ones.
Products & Services
Mortgage Loan Officer
Bridge Loans
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Home Equity Loan
Profit & Loss Only Mortgage
Bank Statement Loans
1099 Income Loans
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Loan Shopping Assistance
Specialities
conventional
fha
usda
jumbo
va
Manufactured Housing
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Education
- Florida State University

Positions
- First Coast Mortgage Funding LLC - Loan Officer
Memberships
- Presidents Club
- FAMP
- MBAF
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- 879436
Gallery




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+3
Awards
Top Loan Officer
Presidents Club
Achievements
- Top Loan Officer in November and January
Hobbies
- Beach
- Travel
- Occasional Golf Game
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Disclaimer
Marta Lillard, NMLS #879436, GA Lic. #44172. First Coast Mortgage Funding, NMLS #1953441. 11363-200 San Jose Blvd. Jacksonville, FL 322223. All loans are subject to credit and property approval. Programs, rates and terms may change without notice. Availability and restrictions vary.